Stock Performance and Market Context
On 27 Jan 2026, Radiant Cash Management Services Ltd recorded its lowest price in the past year at Rs.44.52, representing a decline of 1.35% on the day. This drop comes after a sustained period of losses, with the stock falling for ten consecutive trading sessions and delivering a cumulative return of -13.97% over this period. The stock’s performance today also lagged behind its sector, underperforming by 1.31%.
The broader market environment showed some resilience, with the Sensex recovering from an initial negative opening to close 0.2% higher at 81,699.80 points. However, the Sensex remains below its 50-day moving average, though the 50DMA itself is positioned above the 200DMA, indicating mixed technical signals. Notably, other indices such as NIFTY MEDIA and NIFTY REALTY also hit new 52-week lows today, suggesting sector-specific pressures in certain segments of the market.
Technical Indicators and Valuation Metrics
Radiant Cash is currently trading below all key moving averages, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages. This technical positioning underscores the prevailing bearish momentum. Despite this, the stock offers a relatively high dividend yield of 5.55% at the current price level, which may be of interest to income-focused investors.
The stock’s 52-week high was Rs.73.80, highlighting the extent of the decline over the past year. Over the same period, Radiant Cash has delivered a negative return of -37.15%, significantly underperforming the Sensex, which gained 8.41% during the last 12 months.
Turnaround taking shape! This Small Cap from NBFC sector just hit profitability with strong business fundamentals showing up. Catch it before the major breakout happens!
- - Recently turned profitable
- - Strong business fundamentals
- - Pre-breakout opportunity
Financial Performance and Profitability Trends
Radiant Cash Management Services Ltd’s financial results have shown a decline in profitability metrics in recent quarters. The Profit Before Tax excluding Other Income (PBT less OI) for the latest quarter stood at Rs.7.40 crores, reflecting a sharp fall of 40.6% compared to the average of the previous four quarters. Similarly, the Profit After Tax (PAT) for the quarter was Rs.8.51 crores, down by 20.8% relative to the prior four-quarter average.
Over the last five years, the company’s operating profit has contracted at an annualised rate of -11.71%, indicating subdued growth in core earnings. This trend has contributed to the stock’s consistent underperformance against the benchmark indices over the past three years. In addition to the negative returns over the last year, Radiant Cash has also lagged behind the BSE500 index in each of the last three annual periods.
Balance Sheet and Valuation Considerations
The company maintains a conservative capital structure, with an average Debt to Equity ratio of zero, signalling an absence of debt on its balance sheet. This low leverage position reduces financial risk and interest burden.
Return on Equity (ROE) remains relatively healthy at 14.9%, and the stock trades at a Price to Book Value ratio of 1.8, which is considered attractive relative to its peers’ historical valuations. Despite the recent price decline, the valuation metrics suggest the stock is trading at a discount compared to sector averages.
Profitability over the past year has declined by 6.5%, aligning with the broader trend of subdued earnings growth. The company’s majority shareholding remains with promoters, indicating stable ownership.
Radiant Cash Management Services Ltd or something better? Our SwitchER feature analyzes this micro-cap Diversified Commercial Services stock and recommends superior alternatives based on fundamentals, momentum, and value!
- - SwitchER analysis complete
- - Superior alternatives found
- - Multi-parameter evaluation
Mojo Score and Analyst Ratings
According to MarketsMOJO’s assessment, Radiant Cash Management Services Ltd holds a Mojo Score of 31.0, which corresponds to a Sell rating. This represents a downgrade from the previous Hold rating, with the grade change occurring on 4 June 2025. The company’s Market Cap Grade is rated 4, reflecting its micro-cap status within the diversified commercial services sector.
The downgrade is primarily driven by the company’s poor long-term growth prospects, declining profitability, and consistent underperformance relative to benchmarks. These factors have weighed on investor sentiment and contributed to the stock’s recent price weakness.
Summary of Key Metrics
To summarise, Radiant Cash Management Services Ltd’s key data points as of 27 Jan 2026 are:
- New 52-week low price: Rs.44.52
- One-year return: -37.15%
- Sensex one-year return: +8.41%
- Dividend yield: 5.55%
- Operating profit CAGR (5 years): -11.71%
- Latest quarter PBT less OI: Rs.7.40 crores (-40.6%)
- Latest quarter PAT: Rs.8.51 crores (-20.8%)
- ROE: 14.9%
- Price to Book Value: 1.8
- Debt to Equity ratio: 0
- Mojo Score: 31.0 (Sell)
The stock’s current valuation and dividend yield reflect a market pricing in subdued growth and profitability challenges. While the company’s balance sheet remains strong with no debt, the earnings contraction and consistent underperformance have contributed to the recent price decline and the new 52-week low.
Unlock special upgrade rates for a limited period. Start Saving Now →
