Radiant Cash Management Services Ltd Hits All-Time Low Amid Prolonged Downtrend

Stock Performance Overview

On 16 Feb 2026, Radiant Cash Management Services Ltd recorded its lowest-ever share price at Rs.40.1. This new 52-week and all-time low comes after four consecutive days of losses, during which the stock has declined by 13.87%. The day’s performance showed a marginal decrease of 0.10%, closely tracking the sector’s movement but lagging behind the Sensex, which gained 0.16% on the same day.

The stock is trading below all key moving averages, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, signalling persistent bearish momentum. Despite this, the company maintains a relatively high dividend yield of 6% at the current price, which stands out amid the prevailing price weakness.

Comparative Returns Against Benchmarks

Radiant Cash’s performance has been notably weaker than the broader market indices and sector peers. Over the past week, the stock declined by 11.27%, compared to a 1.56% fall in the Sensex. The one-month return was down 15.09%, while the Sensex dipped by only 0.97%. Over three months, the stock’s loss widened to 21.16%, significantly exceeding the Sensex’s 2.13% decline.

Longer-term figures reveal a more pronounced underperformance. The stock has lost 35.28% in the last year, whereas the Sensex gained 8.98%. Year-to-date returns stand at -19.49%, compared to the Sensex’s -2.89%. Over three years, Radiant Cash has plummeted by 57.52%, while the Sensex surged 34.96%. The five- and ten-year returns for the stock remain flat at 0.00%, contrasting sharply with the Sensex’s 58.83% and 256.84% gains respectively.

Financial Metrics and Profitability Trends

Radiant Cash Management Services Ltd’s financial indicators reflect a challenging environment. The company’s operating profit has contracted at an annualised rate of -17.78% over the past five years, indicating sustained pressure on core earnings. The latest six-month period saw a 24.70% decline in profit after tax (PAT), which stood at Rs.19.45 crores.

Operating profit to interest coverage ratio for the most recent quarter is at a low 7.27 times, suggesting tighter margins for servicing debt despite the company’s low average debt-to-equity ratio of zero. Return on capital employed (ROCE) for the half-year is at 14.94%, the lowest recorded in recent periods, while return on equity (ROE) remains at a moderate 14.9%.

Valuation metrics show the stock trading at a price-to-book value of 1.7, which is considered attractive relative to peers’ historical averages. However, this valuation has not translated into positive returns, as the company’s profits have declined by 11.9% over the past year alongside the stock’s 35.28% loss.

Shareholding and Market Grade

The majority shareholding remains with the company’s promoters, maintaining a stable ownership structure. Despite this, the stock’s overall market capitalisation grade is rated at 4, reflecting its micro-cap status within the diversified commercial services sector.

MarketsMOJO’s latest assessment downgraded Radiant Cash Management Services Ltd from a Sell to a Strong Sell on 4 June 2025, with a Mojo Score of 29.0. This rating underscores the stock’s ongoing underperformance and subdued outlook based on current financial and market data.

Sector and Market Context

Operating within the diversified commercial services sector, Radiant Cash Management Services Ltd’s recent performance contrasts with the broader market’s relative stability. The sector itself has experienced fluctuations, but the company’s returns have consistently lagged behind both sector averages and the BSE500 benchmark over the last three annual periods.

This persistent underperformance is reflected in the stock’s failure to generate positive returns over five and ten years, a period during which the Sensex has delivered substantial gains of 58.83% and 256.84% respectively. The divergence highlights the company’s challenges in maintaining growth and profitability relative to market peers.

Summary of Key Financial and Market Indicators

To encapsulate, Radiant Cash Management Services Ltd’s stock has reached a historic low of Rs.40.1, with a four-day losing streak contributing to a 13.87% decline. The company’s financial performance shows contraction in operating profit and PAT, alongside subdued returns on capital and equity. Despite a high dividend yield and attractive price-to-book valuation, the stock’s long-term returns remain negative, with a Strong Sell rating from MarketsMOJO.

These factors collectively illustrate the severity of the current situation for Radiant Cash Management Services Ltd within the diversified commercial services sector and the broader market environment.

Unlock special upgrade rates for a limited period. Start Saving Now →