Radiant Cash Management Services Ltd Hits All-Time Low Amid Prolonged Downtrend

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Radiant Cash Management Services Ltd has reached an all-time low, closing just 0.57% above its 52-week low of ₹36.5, marking a significant milestone in its ongoing decline. The stock’s recent performance reflects sustained underperformance against sector peers and broader market indices, underscoring the severity of its current market position.
Radiant Cash Management Services Ltd Hits All-Time Low Amid Prolonged Downtrend

Stock Performance Overview

On 27 Feb 2026, Radiant Cash Management Services Ltd recorded a day decline of 1.27%, slightly underperforming the Sensex’s 1.20% fall. Over the past week, the stock has dropped 5.59%, compared to the Sensex’s 1.87% decline. The downward trend has intensified over longer periods, with a 1-month loss of 17.20% versus the Sensex’s 0.72%, and a 3-month decline of 30.92% against the benchmark’s 5.20% fall.

Year-to-date, the stock has fallen 29.02%, significantly lagging the Sensex’s 4.64% decline. Over the last year, Radiant Cash has delivered a negative return of 39.89%, while the Sensex gained 8.92%. The three-year performance is particularly stark, with the stock down 62.60% compared to the Sensex’s 37.07% rise. Notably, the stock has not recorded any gains over the past five and ten years, remaining flat at 0.00%, while the Sensex surged 65.51% and 250.97% respectively over these periods.

Technical Indicators and Market Position

Radiant Cash is trading below all key moving averages, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, signalling persistent bearish momentum. The stock has been declining for two consecutive days, losing 2.63% in that span, and underperformed its sector by 1.49% on the latest trading day.

Despite the downtrend, the stock offers a relatively high dividend yield of 6.72% at the current price, which may be of interest to income-focused investors. The company’s market capitalisation grade stands at 4, reflecting its micro-cap status within the diversified commercial services sector.

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Financial Metrics and Profitability Trends

Radiant Cash Management Services Ltd’s financial performance has deteriorated over recent years. Operating profit has contracted at an annualised rate of -17.78% over the last five years, indicating sustained pressure on core earnings. The company has reported negative results for two consecutive quarters, further highlighting the challenges faced.

The operating profit to interest coverage ratio for the latest quarter stands at a low 7.27 times, suggesting limited buffer to service debt obligations despite the company’s low average debt-to-equity ratio of zero. Profit after tax (PAT) for the latest six months is ₹19.45 crores, reflecting a decline of 24.70% compared to prior periods.

Return on capital employed (ROCE) for the half-year is at a low 14.94%, marking the lowest level recorded, while return on equity (ROE) remains at 14.9%, which is considered attractive relative to valuation metrics. The stock trades at a price-to-book value of 1.5, indicating a discount compared to peers’ historical averages.

Relative Performance and Market Context

Over the past year, Radiant Cash has underperformed the BSE500 index in each of the last three annual periods, generating returns of -39.80% while profits declined by 11.9%. This consistent underperformance against benchmarks emphasises the stock’s challenging position within the diversified commercial services sector.

The company’s promoter group remains the majority shareholder, maintaining control over strategic decisions. Despite the subdued financial results, the stock’s high dividend yield of 6.7% at current prices provides some income cushion for shareholders.

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Mojo Score and Analyst Ratings

MarketsMOJO assigns Radiant Cash Management Services Ltd a Mojo Score of 29.0, categorising it as a Strong Sell. This rating was upgraded from Sell to Strong Sell on 4 June 2025, reflecting a deterioration in the company’s fundamentals and market outlook. The score incorporates multiple factors including profitability trends, valuation, and relative performance metrics.

The downgrade to Strong Sell aligns with the company’s ongoing financial contraction and persistent underperformance relative to sector and market indices.

Summary of Key Financial and Market Indicators

In summary, Radiant Cash Management Services Ltd is currently trading near its all-time low, with a market capitalisation grade of 4 and a high dividend yield of 6.72%. The stock’s price is below all major moving averages, signalling continued downward momentum. Financially, the company has experienced negative operating profit growth over five years, declining PAT, and reduced returns on capital.

Its performance relative to the Sensex and BSE500 has been consistently weaker over multiple time horizons, with no recorded gains over five and ten years. The promoter group retains majority ownership, and the company maintains a low debt profile.

These factors collectively illustrate the severity of the current situation for Radiant Cash Management Services Ltd within the diversified commercial services sector.

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