Sound Financial Bancorp Hits New 52-Week Low at $42.40

Sound Financial Bancorp, Inc., a microcap player in the regional banks sector, has reached a new 52-week low of USD 42.40 as of February 23, 2026. This decline marks a significant downturn for the company, which has experienced a 1-year performance drop of 4.85%, contrasting sharply with the S&P 500's gain of 12.95% during the same period. The company's market capitalization stands at USD 112 million, and it currently holds a price-to-earnings (P/E) ratio of 19.00. Notably, Sound Financial Bancorp has not offered any dividends, reflected in its 0.00% dividend yield. The bank's return on equity is reported at 6.54%, and its price-to-book ratio is 1.03. Despite these metrics, the bank has shown weak long-term fundamental strength, with a Tier 1 Capital Adequacy Ratio of 5.44%. Additionally, the growth in net interest income has stagnated at an annual rate of 0%, while net profit has declined by 4.34%. The stock's performance has been below par, generating negative returns over the past year and underperforming the broader market indices.