Record-Breaking Price Movement
On 22 Jan 2026, South Indian Bank Ltd touched an intraday high of Rs.46.46, marking both a new 52-week and all-time peak. This price surge represents a 3.95% gain on the day, substantially outperforming the Sensex’s 0.86% rise. The stock has demonstrated notable momentum, gaining for two consecutive days and delivering a cumulative return of 6.4% during this period. Intraday volatility was elevated at 7.62%, reflecting active trading interest and dynamic price movements.
The stock’s performance today also outpaced its sector peers by 3.89%, highlighting its relative strength within the private sector banking segment. Furthermore, South Indian Bank Ltd is trading above all key moving averages, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, signalling a sustained upward trend.
Long-Term Performance Outshines Benchmarks
South Indian Bank Ltd’s market performance over various time horizons has been exceptional when compared to the broader market benchmarks. Over the past year, the stock has surged by 71.84%, vastly exceeding the Sensex’s 8.13% gain. Year-to-date returns stand at 20.19%, contrasting with the Sensex’s decline of 3.06%. The stock’s three-year return of 175.53% and five-year return of 486.51% further illustrate its impressive growth, significantly outpacing the Sensex’s respective returns of 36.28% and 69.02%. Even over a decade, the stock has delivered a 201.19% return, closely tracking the Sensex’s 238.09% rise.
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Robust Financial Metrics Underpinning Growth
South Indian Bank Ltd’s financial health is reflected in its strong lending practices and asset quality. The bank maintains a low Gross Non-Performing Asset (NPA) ratio of 2.67%, which is among the lowest in its peer group. Net NPA stands at a minimal 0.45%, further emphasising the quality of its loan book.
Profitability metrics also demonstrate strength. The bank reported a Profit Before Tax excluding Other Income (PBT LESS OI) of Rs.17.99 crores in the December 2025 quarter, representing a remarkable growth rate of 124.6% compared to the previous four-quarter average. This surge in profitability complements the bank’s long-term net profit growth, which has achieved a compound annual growth rate (CAGR) of 77.65%.
Return on Assets (ROA) stands at a solid 1.0%, indicating efficient utilisation of assets to generate earnings. The stock’s valuation remains fair, with a Price to Book Value ratio of 1.1, aligning well with historical averages of its sector peers. The Price/Earnings to Growth (PEG) ratio of 0.7 further suggests that the stock is reasonably valued relative to its earnings growth.
Institutional Confidence and Market Recognition
Institutional investors hold a significant 34.74% stake in South Indian Bank Ltd, reflecting confidence from entities with extensive analytical capabilities. This institutional holding has increased by 4.91% over the previous quarter, signalling growing endorsement from sophisticated market participants.
South Indian Bank Ltd is also distinguished by its MarketsMojo Mojo Score of 75.0, earning a Buy grade as of 6 Jan 2026, upgraded from a previous Hold rating. The company ranks among the top 1% of all 4,000 stocks rated by MarketsMojo, underscoring its strong fundamental and market standing.
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Comparative Market Performance and Sector Positioning
South Indian Bank Ltd’s market outperformance is evident not only in absolute returns but also relative to the BSE500 index and its private sector banking peers. The stock has consistently outperformed the BSE500 over the last three years, one year, and three months, demonstrating resilience and sustained investor confidence.
The bank’s position within the private sector banking industry is reinforced by its strong fundamentals, prudent risk management, and consistent profit growth. Its market capitalisation grade of 3 reflects a solid mid-to-large cap status, contributing to its visibility and liquidity in the market.
Summary of Key Performance Indicators
To summarise, South Indian Bank Ltd’s recent all-time high price of Rs.46.46 is supported by:
- Strong price momentum with a 3.95% gain on 22 Jan 2026 and a 6.4% return over two days
- Outperformance against Sensex and sector benchmarks across multiple timeframes
- Low Gross NPA of 2.67% and Net NPA of 0.45%
- Robust quarterly profit growth with PBT LESS OI at Rs.17.99 crores, up 124.6%
- Long-term net profit CAGR of 77.65%
- Fair valuation metrics including a Price to Book Value of 1.1 and PEG ratio of 0.7
- High institutional ownership at 34.74%, increased by 4.91% over the previous quarter
- MarketsMojo Mojo Score of 75.0 with a Buy grade upgrade on 6 Jan 2026
The stock’s current trajectory and financial metrics collectively affirm its status as a leading performer within the private sector banking space.
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