South Indian Bank Reports Record Earnings Amid Mixed Financial Performance Trends

South Indian Bank has recently undergone a financial trend adjustment, reflecting a flat performance for the quarter ending March 2025. The bank reported its highest interest earned at Rs 2,373.44 crore and a record profit after tax (PAT) of Rs 342.19 crore. Additionally, the gross non-performing assets (NPA) stood at a low of 3.20%, while the net NPA was even lower at 0.92%. The earnings per share (EPS) also reached a peak of Rs 1.31, indicating strong operational performance in certain areas.
However, the bank faced challenges as well. The profit before tax (PBT) from less operating income was recorded at Rs -113.25 crore, and non-operating income constituted 124.67% of the PBT, highlighting a reliance on non-core income sources.

In terms of market performance, South Indian Bank has shown notable returns compared to the Sensex. Over the past week, the stock returned 14.75%, while the Sensex returned 2.73%. Year-to-date, the bank's stock has increased by 10.99%, outperforming the Sensex's 5.62%. Over a three-year period, South Indian Bank has delivered an impressive 283.11% return, significantly exceeding the Sensex's 56.33%. This performance underscores the bank's resilience and ability to navigate market fluctuations effectively.