Stock Price Movement and Market Context
On 11 Feb 2026, Sumedha Fiscal Services Ltd’s share price fell by 1.96% to close at Rs.36.99, the lowest level in the past year. This decline extends a three-day losing streak during which the stock has shed 4.36% in value. The stock’s performance today lagged its sector by 1.92%, underscoring relative weakness within the NBFC space. Notably, the share price is trading below all key moving averages, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, signalling a persistent bearish trend.
In contrast, the broader market exhibited resilience. The Nifty index closed at 25,953.85, up 0.07% (18.7 points), maintaining a position just 1.62% below its 52-week high of 26,373.20. The Nifty has been on a three-week consecutive rise, gaining 3.61% over this period, supported by bullish moving averages where the 50-day DMA remains above the 200-day DMA. All market capitalisation segments, led by Large Caps and the Nifty Next 50, have shown gains, highlighting the divergence between Sumedha Fiscal’s performance and the broader market rally.
Financial Performance and Valuation Metrics
Sumedha Fiscal Services Ltd’s financial results have contributed to the subdued investor sentiment. The company reported a Profit Before Tax (PBT) of Rs.0.35 crore in the December quarter, representing a sharp decline of 79.6% compared to its previous four-quarter average. Similarly, Profit After Tax (PAT) fell by 85.7% to Rs.0.24 crore over the same period. The operating profit to net sales ratio also reached a low of 2.08%, indicating limited profitability from core operations.
Over the past year, the company’s stock has delivered a negative return of 43.65%, significantly underperforming the Sensex, which gained 10.41% during the same timeframe. This underperformance extends to longer-term horizons as well, with Sumedha Fiscal lagging the BSE500 index over the last three years, one year, and three months.
Despite these challenges, the company’s valuation remains relatively attractive. With a Return on Equity (ROE) averaging 9.36% and a Price to Book Value ratio of 0.4, Sumedha Fiscal is trading at a discount compared to its peers’ historical valuations. The ROE for the latest period stands at 9.9%, which, while modest, suggests some underlying asset efficiency. However, the decline in profits by 43.3% over the past year tempers this valuation advantage.
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Rating and Market Capitalisation Assessment
Sumedha Fiscal Services Ltd currently holds a Mojo Score of 17.0, reflecting a Strong Sell rating as of 25 Aug 2025, an upgrade from its previous Sell grade. This rating reflects the company’s weak long-term fundamental strength and deteriorating financial metrics. The market capitalisation grade stands at 4, indicating a relatively small market cap within its sector and peer group.
The majority of the company’s shares are held by non-institutional investors, which may influence liquidity and trading dynamics. The stock’s 52-week high was Rs.83.29, illustrating the extent of the decline to the current low of Rs.36.99, a drop of more than 55% from its peak.
Sector and Peer Comparison
Within the NBFC sector, Sumedha Fiscal’s performance contrasts with the broader market’s upward trajectory. While the Nifty and other indices have shown gains, the stock’s consistent underperformance highlights sector-specific and company-specific pressures. Its valuation metrics, while attractive on a price-to-book basis, are overshadowed by declining profitability and subdued returns on equity.
Summary of Key Financial Indicators
To summarise, the company’s key financial indicators for the recent quarter and year include:
- Profit Before Tax (PBT): Rs.0.35 crore, down 79.6% versus previous four-quarter average
- Profit After Tax (PAT): Rs.0.24 crore, down 85.7% versus previous four-quarter average
- Operating Profit to Net Sales Ratio: 2.08%, the lowest recorded
- Return on Equity (ROE): 9.36% average, 9.9% latest quarter
- Price to Book Value: 0.4, indicating a discounted valuation
- One-year stock return: -43.65%, compared to Sensex’s 10.41% gain
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Conclusion
Sumedha Fiscal Services Ltd’s recent fall to a 52-week low of Rs.36.99 reflects a combination of subdued financial results, declining profitability, and a persistent downtrend in its share price. Despite a valuation that appears attractive relative to book value, the company’s earnings contraction and underperformance relative to market benchmarks have weighed heavily on investor sentiment. The stock’s position below all major moving averages further emphasises the current bearish momentum. While the broader NBFC sector and market indices have shown resilience, Sumedha Fiscal’s performance remains challenged by its financial metrics and market dynamics.
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