TCI Finance Ltd Hits Lower Circuit Amid Heavy Selling Pressure

Feb 11 2026 11:00 AM IST
share
Share Via
Shares of TCI Finance Ltd, a micro-cap Non Banking Financial Company (NBFC), plunged to their lower circuit limit on 11 Feb 2026, closing at ₹15.52, down 4.96% from the previous close. The sharp decline was driven by intense selling pressure, unfilled supply, and a marked drop in investor participation, signalling a wave of panic selling in the stock.
TCI Finance Ltd Hits Lower Circuit Amid Heavy Selling Pressure

Market Performance and Price Action

On 11 Feb 2026, TCI Finance Ltd’s stock price fell by ₹0.81, hitting the maximum permissible daily loss of 5% as per the price band of ₹5. The stock traded within a range of ₹15.52 to ₹16.33, with the last traded price (LTP) settling at the lower circuit price of ₹15.52. The total traded volume was 54,556 shares, translating to a turnover of approximately ₹0.086 crore, reflecting subdued liquidity despite the sharp price movement.

This underperformance was stark when compared to the broader market and sector benchmarks. While the Sensex gained 0.16% and the NBFC sector inched up by 0.07% on the same day, TCI Finance lagged significantly, underperforming its sector by nearly 5%. This divergence highlights the stock-specific pressures weighing on investor sentiment.

Technical and Trend Analysis

Technically, the stock has shown a reversal after two consecutive days of gains, signalling a potential shift in momentum. Although the price remains above the 200-day moving average, it is trading below the 5-day, 20-day, 50-day, and 100-day moving averages, indicating short to medium-term bearishness. This technical setup suggests that the recent rally lacked conviction and was met with strong resistance, culminating in the current sell-off.

Investor participation has also waned considerably. The delivery volume on 10 Feb 2026 was 8,810 shares, which is down by 45.39% compared to the five-day average delivery volume. This decline in delivery volume points to reduced confidence among long-term investors, further exacerbating the selling pressure.

Fundamental and Market Context

TCI Finance Ltd is classified as a micro-cap company with a market capitalisation of ₹21.00 crore, operating within the NBFC sector. The company’s Mojo Score currently stands at 33.0, with a Mojo Grade of Sell, downgraded from Strong Sell as of 30 Dec 2025. The market cap grade is 4, reflecting its relatively small size and limited liquidity.

The downgrade in Mojo Grade, despite the slight improvement from Strong Sell to Sell, underscores ongoing concerns about the company’s fundamentals and market positioning. The persistent downward pressure on the stock price, coupled with low turnover and declining investor interest, suggests that the market remains cautious about the company’s near-term prospects.

Under the radar no more! This Large Cap from Cement is emerging from turnaround with solid fundamentals intact. Discover it while it's still relatively hidden!

  • - Hidden turnaround gem
  • - Solid fundamentals confirmed
  • - Large Cap opportunity

Discover This Hidden Gem →

Investor Sentiment and Panic Selling

The sharp fall to the lower circuit limit reflects a surge in panic selling, as investors rushed to exit positions amid fears of further downside. The unfilled supply of shares at lower price levels indicates that sellers overwhelmed buyers, pushing the stock down to the maximum allowed limit for the day. This scenario often signals heightened volatility and uncertainty surrounding the stock’s fundamentals or near-term outlook.

Such intense selling pressure can be attributed to a combination of factors, including disappointing financial results, sectoral headwinds, or broader market concerns impacting micro-cap NBFCs. While specific triggers for the sell-off remain unclear, the technical and volume data suggest a lack of buyer conviction and a preference for risk aversion among market participants.

Liquidity and Trading Dynamics

Despite the heavy selling, liquidity remains limited. The stock’s turnover of ₹0.086 crore is modest, reflecting its micro-cap status and relatively low market participation. Based on 2% of the five-day average traded value, the stock is liquid enough to accommodate trades of up to ₹0 crore, indicating that large institutional trades are unlikely to be a significant factor in the current price movement.

This limited liquidity can exacerbate price swings, as even moderate selling pressure can cause outsized moves in the stock price. Investors should be cautious when trading such stocks, as the bid-ask spread and price impact can be substantial.

Outlook and Analyst Recommendations

Given the current market dynamics, TCI Finance Ltd remains a high-risk proposition for investors. The Mojo Grade of Sell, combined with a low Mojo Score of 33.0, signals weak fundamentals and limited upside potential in the near term. The downgrade from Strong Sell to Sell suggests some marginal improvement but does not indicate a reversal of the negative trend.

Investors are advised to monitor the stock closely for signs of stabilisation or a reversal in selling pressure before considering fresh exposure. The prevailing market sentiment and technical indicators point to continued caution, especially given the stock’s micro-cap status and limited liquidity.

Is TCI Finance Ltd your best bet? SwitchER suggests better alternatives across peers, market caps, and sectors. Discover stocks that could deliver more for your portfolio!

  • - Better alternatives suggested
  • - Cross-sector comparison
  • - Portfolio optimization tool

Find Better Alternatives →

Conclusion

TCI Finance Ltd’s plunge to the lower circuit limit on 11 Feb 2026 underscores the challenges faced by micro-cap NBFC stocks in the current market environment. Heavy selling pressure, unfilled supply, and declining investor participation have combined to push the stock down by nearly 5% in a single session, significantly underperforming its sector and the broader market.

While the downgrade in Mojo Grade from Strong Sell to Sell may hint at some stabilisation, the overall outlook remains cautious. Investors should weigh the risks carefully and consider alternative investment opportunities with stronger fundamentals and better liquidity profiles.

Given the stock’s volatility and limited market depth, trading in TCI Finance Ltd requires a disciplined approach and close monitoring of price action and volume trends.

{{stockdata.stock.stock_name.value}} Live

{{stockdata.stock.price.value}} {{stockdata.stock.price_difference.value}} ({{stockdata.stock.price_percentage.value}}%)

{{stockdata.stock.date.value}} | BSE+NSE Vol: {{stockdata.index_name}} Vol: {{stockdata.stock.bse_nse_vol.value}} ({{stockdata.stock.bse_nse_vol_per.value}}%)


Our weekly and monthly stock recommendations are here
Loading...
{{!sm.blur ? sm.comp_name : ''}}
Industry
{{sm.old_ind_name }}
Market Cap
{{sm.mcapsizerank }}
Date of Entry
{{sm.date }}
Entry Price
Target Price
{{sm.target_price }} ({{sm.performance_target }}%)
Holding Duration
{{sm.target_duration }}
Last 1 Year Return
{{sm.performance_1y}}%
{{sm.comp_name}} price as on {{sm.todays_date}}
{{sm.price_as_on}} ({{sm.performance}}%)
Industry
{{sm.old_ind_name}}
Market Cap
{{sm.mcapsizerank}}
Date of Entry
{{sm.date}}
Entry Price
{{sm.opening_price}}
Last 1 Year Return
{{sm.performance_1y}}%
Related News