Ujjivan Small Finance Bank Ltd Stock Hits All-Time High at Rs 65.5

Stock Performance and Market Context

On 23 Jan 2026, Ujjivan Small Finance Bank Ltd recorded an intraday high of Rs. 65.5, representing a 5.61% increase on the day. The stock outperformed its sector peers by 5.08% and the broader Sensex index by a substantial margin, with the Sensex gaining a modest 0.13% on the same day. This surge contributed to a day change of 5.53%, underscoring the stock’s strong upward trajectory.

The stock has demonstrated consistent gains over recent sessions, with a consecutive two-day rise delivering a cumulative return of 12.81%. This momentum is further supported by the stock trading above all key moving averages, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, signalling a robust bullish trend.

Volatility and Trading Dynamics

Despite the positive price movement, the stock exhibited high intraday volatility, calculated at 16.78% based on the weighted average price. Such volatility indicates active trading interest and dynamic price discovery, which often accompanies stocks reaching new highs. Investors witnessed a day’s high of Rs. 65.5, reflecting strong buying interest during the session.

Comparative Performance Over Time

Ujjivan Small Finance Bank Ltd’s performance over various time horizons highlights its impressive growth relative to the broader market. Over the past one year, the stock has surged by 89.38%, vastly outperforming the Sensex’s 7.70% gain. Year-to-date returns stand at 23.58%, while the Sensex has declined by 3.30% in the same period.

Longer-term performance also reflects the company’s resilience and growth potential. Over three years, the stock has appreciated by 130.86%, compared to the Sensex’s 35.23%. Over five years, the stock’s gain of 72.92% slightly surpasses the Sensex’s 68.60%, demonstrating sustained value creation for shareholders.

Mojo Score and Rating Evolution

The company’s Mojo Score currently stands at 65.0, placing it in the ‘Hold’ category. This represents an upgrade from its previous ‘Sell’ rating, which was revised on 09 Sep 2025. The improved rating reflects enhanced market sentiment and better financial metrics, although the score suggests a cautious stance relative to stronger buy-rated stocks.

Ujjivan Small Finance Bank Ltd holds a Market Cap Grade of 3, indicating a mid-tier market capitalisation within its sector. The company operates in the ‘Other Bank’ industry and sector, which has seen varied performance across peers.

Sector and Index Outperformance

The stock’s recent gains have significantly outpaced the broader banking sector and the Sensex index. Over the past month, Ujjivan Small Finance Bank Ltd has delivered a 23.05% return, while the Sensex declined by 3.64%. Similarly, over three months, the stock rose 26.11% against the Sensex’s 2.54% fall. These figures highlight the company’s ability to generate superior returns amid challenging market conditions.

Such outperformance is notable given the stock’s high volatility, which may present both opportunities and risks for market participants. The stock’s ability to sustain levels above key moving averages further supports the strength of its current trend.

Historical Context and Long-Term View

While the stock has not recorded a 10-year performance figure, its five-year return of 72.92% compares favourably with the Sensex’s 68.60% over the same period. This suggests that Ujjivan Small Finance Bank Ltd has been a consistent performer over the medium term, delivering value to shareholders through capital appreciation.

The stock’s recent all-time high at Rs. 65.5 is a testament to its sustained growth trajectory and market confidence. The company’s ability to maintain gains above all major moving averages indicates a strong technical foundation underpinning its price action.

Summary of Key Metrics

To summarise, Ujjivan Small Finance Bank Ltd’s key performance indicators as of 23 Jan 2026 include:

• All-time high price: Rs. 65.5


• Day’s gain: 5.53%


• Consecutive two-day gain: 12.81%


• Intraday volatility: 16.78%


• Mojo Score: 65.0 (Hold rating)


• Market Cap Grade: 3


• Outperformance vs Sensex (1 year): 89.38% vs 7.70%


• Outperformance vs Sensex (3 years): 130.86% vs 35.23%

These figures collectively illustrate the stock’s strong market position and recent momentum, culminating in the historic price milestone.

Conclusion

Ujjivan Small Finance Bank Ltd’s achievement of an all-time high price of Rs. 65.5 marks a significant event in its market journey. The stock’s robust performance across multiple time frames, combined with its upgraded Mojo rating and sustained technical strength, underscores its established presence in the banking sector. While volatility remains elevated, the stock’s consistent gains and outperformance relative to the Sensex highlight its capacity to deliver value in a competitive environment.

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