Union Bankshares, Inc. Hits New 52-Week Low at $24.54

Union Bankshares, Inc. (Vermont) has reached a new 52-week low, trading at USD 24.54 as of September 30, 2025. This marks a significant decline for the microcap regional bank, which has seen its stock performance lag behind the broader market. Over the past year, Union Bankshares has recorded a modest gain of 4.3%, in stark contrast to the S&P 500's performance of 16.09%.
The company's market capitalization stands at USD 131 million, reflecting its microcap status. Key financial metrics indicate a price-to-earnings (P/E) ratio of 16.00 and a dividend yield of 1.45%. However, the bank's return on equity is reported at 13.03%, and it maintains a debt-to-equity ratio of 0.00, suggesting a conservative approach to leverage.

Despite these metrics, Union Bankshares has faced challenges, including stagnant net interest income growth and a decline in net profit. The stock's performance has consistently underperformed against the S&P 500 over the last three years, raising concerns about its long-term fundamental strength. As the stock touches its 52-week low, it reflects ongoing pressures within the regional banking sector.