Recent Price Movement and Market Context
On 24 Nov 2025, Upsurge Investment & Finance opened with a gap down of 5.15%, touching an intraday low of Rs.75, which represents its lowest price point in the past year. The stock has recorded a consecutive three-day decline, resulting in a cumulative return of -5.26% over this short span. This underperformance extends to the current trading session, where the stock lagged its sector by 1.54%.
Notably, the stock is trading below all key moving averages, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, indicating a sustained downward trend in price momentum. This contrasts with the broader market, where the Sensex opened 88.12 points higher and is currently trading at 85,400.21, reflecting a 0.2% gain. The Sensex is also approaching its 52-week high of 85,801.70 and has recorded a three-week consecutive rise, gaining 2.62% during this period.
Financial Performance Indicators
Upsurge Investment & Finance’s recent quarterly financial data reveals a contraction in key profitability metrics compared to the previous four-quarter averages. Net sales for the quarter stood at Rs.22.88 crores, showing a decline of 21.2%. Profit before tax excluding other income was Rs.0.94 crores, down by 83.5%, while profit after tax also registered Rs.0.94 crores, reflecting a fall of 80.4%.
Over the past year, the company’s profits have fallen by 44.1%, which has coincided with a stock return of -55.40%. This performance is markedly below the BSE500 index, which has generated returns of 6.72% over the same period. The Sensex itself has recorded a positive return of 7.94% in the last year, underscoring the stock’s relative underperformance.
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Long-Term Growth and Valuation Metrics
Despite recent setbacks, Upsurge Investment & Finance exhibits certain long-term fundamental strengths. The company has maintained an average return on equity (ROE) of 16.67%, signalling efficient utilisation of shareholder capital over time. Net sales have grown at an annual rate of 31.67%, while operating profit has expanded at a rate of 72.92%, reflecting healthy growth trends in the longer term.
The stock’s valuation metrics indicate a price-to-book value of 1.4, which is considered attractive relative to its peers’ historical averages. The company’s ROE for the latest period stands at 9.5, supporting this valuation perspective. However, the stock is trading at a premium compared to the average historical valuations of its sector counterparts.
Shareholding and Sector Position
Promoters remain the majority shareholders of Upsurge Investment & Finance, maintaining significant control over the company’s strategic direction. The firm operates within the Non Banking Financial Company (NBFC) sector, which has experienced varied performance across different market segments.
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Comparative Market Performance
Over the last twelve months, Upsurge Investment & Finance’s stock price has declined by 55.40%, a stark contrast to the Sensex’s positive return of 7.94% and the BSE500’s 6.72% gain. This divergence highlights the stock’s challenges in keeping pace with broader market indices and sectoral benchmarks.
The stock’s 52-week high was recorded at Rs.200.75, indicating a significant reduction in market valuation from its peak to the current 52-week low of Rs.75. This wide range reflects the volatility and pressures faced by the company’s shares over the past year.
Technical Indicators and Market Sentiment
Technical analysis shows that Upsurge Investment & Finance is trading below all major moving averages, including short-term and long-term averages. This positioning often signals a bearish trend in price action. Meanwhile, the Sensex is trading above its 50-day moving average, which itself is positioned above the 200-day moving average, indicating a bullish trend for the broader market.
The divergence between the stock’s technical indicators and the overall market’s positive momentum underscores the challenges faced by Upsurge Investment & Finance in regaining investor confidence and market traction.
Summary of Key Price and Performance Data
To summarise, Upsurge Investment & Finance’s stock has:
- Reached a 52-week low of Rs.75 on 24 Nov 2025
- Recorded a three-day consecutive decline with a cumulative return of -5.26%
- Opened the latest session with a gap down of 5.15%
- Underperformed its sector by 1.54% on the day
- Fallen by 55.40% over the past year, compared to Sensex’s 7.94% gain
- Experienced declines in quarterly net sales and profits relative to previous averages
- Maintained long-term growth in net sales and operating profit, alongside a solid average ROE
These data points provide a comprehensive view of the stock’s recent price behaviour, financial performance, and market positioning within the NBFC sector.
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