Stock Performance and Market Context
On 21 Jan 2026, Visagar Financial Services Ltd recorded a new 52-week low price of Rs.0.36, down 5.26% on the day and underperforming its sector by 4.54%. The stock has been on a downward trajectory for two consecutive sessions, losing approximately 10% in returns over this short period. This decline places the stock well below all key moving averages, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, signalling sustained bearish momentum.
In comparison, the broader market, represented by the Sensex, also faced pressure, opening 385.82 points lower and trading at 81,678.26, down 0.61%. The Sensex has experienced a three-week consecutive fall, losing 4.76% in that timeframe. While the Sensex trades below its 50-day moving average, the 50DMA remains above the 200DMA, indicating some underlying resilience in the broader market despite recent weakness.
Long-Term Price and Performance Trends
Over the past year, Visagar Financial Services Ltd’s stock price has halved, delivering a negative return of 50.00%, starkly contrasting with the Sensex’s positive 7.70% gain over the same period. The stock’s 52-week high was Rs.0.73, highlighting the extent of the decline. This sustained depreciation reflects ongoing challenges faced by the company within the NBFC sector.
Our latest monthly pick, this Small Cap from Oil Exploration/Refineries, is showing strong performance since announcement! See why our Investment Committee chose it after screening 50+ candidates.
- - Investment Committee approved
- - 50+ candidates screened
- - Strong post-announcement performance
Financial Metrics and Profitability Concerns
Visagar Financial Services Ltd’s financial indicators reveal persistent difficulties. The company’s long-term fundamental strength is weak, with an average Return on Equity (ROE) of just 2.51%, reflecting limited profitability relative to shareholder equity. Operating profit has declined at an annual rate of -1.87%, indicating contraction in core earnings over time.
Recent quarterly results have been negative for three consecutive quarters, underscoring ongoing financial strain. Net sales for the nine-month period stand at Rs.15.81 crore, having contracted sharply by 93.60%. Profit before tax excluding other income (PBT less OI) for the quarter was Rs.0.22 crore, down 94.30%, while profit after tax (PAT) also fell by 94.3% to Rs.0.22 crore. These figures highlight a significant erosion in the company’s earnings base.
Valuation and Risk Profile
The stock is considered risky relative to its historical valuation averages. Despite the negative price performance, the company’s profits have shown a 31.1% increase over the past year, suggesting some operational improvements; however, this has not translated into positive market sentiment or share price recovery. The company’s Mojo Score stands at 3.0, with a Mojo Grade of Strong Sell, upgraded from Sell on 19 Aug 2024, reflecting a cautious stance on the stock’s outlook.
Market capitalisation grading is at 4, indicating a relatively modest market cap within its sector. The majority of shareholders are non-institutional, which may influence liquidity and trading dynamics.
Holding Visagar Financial Services Ltd from Non Banking Financial Company (NBFC)? See if there's a smarter choice! SwitchER compares it with peers and suggests superior options across market caps and sectors!
- - Peer comparison ready
- - Superior options identified
- - Cross market-cap analysis
Sectoral and Market Influences
As a Non Banking Financial Company, Visagar Financial Services Ltd operates in a sector that has faced headwinds in recent times, including tighter credit conditions and regulatory scrutiny. The stock’s underperformance relative to its sector and the broader market reflects these pressures. The NBFC sector’s volatility has been compounded by macroeconomic factors affecting credit demand and asset quality.
Visagar’s stock trading below all major moving averages indicates a lack of upward momentum and suggests that market participants remain cautious. The broader market’s recent weakness, with the Sensex declining over three consecutive weeks, adds to the challenging environment for the stock.
Summary of Key Data Points
To summarise, Visagar Financial Services Ltd’s stock has reached a new 52-week low of Rs.0.36, down from a high of Rs.0.73 in the past year. The stock’s one-year return is -50.00%, contrasting with the Sensex’s 7.70% gain. Financial results show significant declines in sales and profits, with net sales down 93.60% and PAT down 94.3% over recent quarters. The company’s average ROE is 2.51%, and operating profit has contracted annually by 1.87%. The Mojo Grade is Strong Sell, reflecting the stock’s current risk profile and valuation concerns.
These factors collectively explain the stock’s recent price weakness and its position at a 52-week low, underscoring the challenges faced by Visagar Financial Services Ltd in the current market and sector environment.
Upgrade at special rates, valid only for the next few days. Claim Your Special Rate →
