Why is Equitas Sma. Fin falling/rising?

Jul 17 2025 10:50 PM IST
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As of 17-Jul, Equitas Small Finance Bank Ltd's stock price is at 63.07, down 0.65% and has declined 3.01% over the last five days. Despite strong fundamentals, including a low NPA ratio, the stock has underperformed significantly compared to the market, with a -31.07% return over the past year.
As of 17-Jul, Equitas Small Finance Bank Ltd's stock price is currently at 63.07, reflecting a decrease of 0.41, or 0.65%. The stock has been on a downward trend, losing value for the last five consecutive days with a total decline of 3.01% during this period. In the past week, the stock has fallen by 3.21%, and over the last month, it has decreased by 5.44%. Despite having strong lending practices and a low Gross NPA ratio of 2.89%, the stock's performance has been negatively impacted by a significant drop in delivery volume, which fell by 63.93% compared to the five-day average. Additionally, while the stock has a high Capital Adequacy Ratio and strong institutional holdings, it has still generated a return of -31.07% over the past year, with profits declining by 81.6%.

In the broader market context, the stock's recent performance contrasts sharply with the benchmark Sensex, which has gained 0.83% over the past month and 5.27% year-to-date. The Sensex has also shown a positive return of 1.91% over the past year, highlighting the underperformance of Equitas Small Finance Bank Ltd relative to the market. This disparity indicates that while the bank has some solid fundamentals, such as a fair valuation and strong institutional backing, its recent price movements are not aligning with broader market trends, contributing to its current decline.
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