Why is Equitas Sma. Fin falling/rising?

As of 30-Jul, Equitas Small Finance Bank Ltd is currently priced at 60.11, reflecting a slight increase of 0.01 (0.02%). The stock has been gaining over the last two days, with a return of 0.67% during this period. However, it has underperformed in the longer term, showing a decline of 26.70% over the past year and 10.54% over the past month. The stock is trading below its moving averages across various time frames, indicating a potential weakness in price momentum. Despite a strong lending practice evidenced by a low Gross NPA ratio of 2.89% and a high Capital Adequacy Ratio, the company has reported negative results for the last four consecutive quarters, which has contributed to its overall poor performance.
In the broader market context, the stock's recent performance contrasts with the benchmark Sensex, which has gained 4.28% year-to-date, while Equitas Small Finance Bank has declined by 6.31% in the same period. The stock's short-term performance is also lagging behind the benchmark, with a 4.08% drop over the past week compared to a 1.50% decline in the Sensex. High institutional holdings at 63.43% suggest that knowledgeable investors are backing the stock, but the overall negative sentiment due to falling profits and a low credit deposit ratio indicates a challenging environment for the bank, contributing to its underperformance relative to the broader market.