Why is ESAF Small Fin falling/rising?

As of 14-Jul, ESAF Small Finance Bank Ltd's stock price is currently at 33.86, reflecting a decrease of 0.23, or 0.67%. The stock has underperformed its sector today by 0.65% and has been on a consecutive decline for the last two days, resulting in a total drop of 2.14% during this period. Over the past week, the stock has seen a slight decline of 0.82%, while it has shown a more positive performance over the past month with an increase of 6.61%. However, the stock's year-to-date performance is concerning, with a significant drop of 19.46%, and a staggering 35.13% decline over the past year. The company's weak financial health is underscored by a low Capital Adequacy Ratio of 0%, a high Cost to Income ratio of 75.58%, and negative net profit growth, which has contributed to its poor performance and investor sentiment.
In the broader market context, the stock's short-term return has been better than the benchmark, as the Sensex has declined by 1.42% over the past week. However, the long-term outlook remains bleak, with the stock underperforming the market significantly over the past year, where the BSE500 has generated a return of 0.26%. The lack of investor confidence is further highlighted by the absence of domestic mutual fund holdings, indicating that institutional investors may not be comfortable with the current valuation or business prospects. Overall, the combination of weak financial indicators and declining investor participation is driving the stock's recent downward movement.