Why is ESAF Small Fin falling/rising?

Aug 13 2025 11:17 PM IST
share
Share Via
As of 13-Aug, ESAF Small Finance Bank Ltd's stock is at 29.96, down 0.47%, and has underperformed significantly with a year-to-date decline of 28.73%. The bank's financial health is concerning, marked by a 0% Capital Adequacy Ratio and six consecutive quarters of negative results, leading to a lack of investor confidence and poor stock performance.
As of 13-Aug, ESAF Small Finance Bank Ltd's stock price is currently at 29.96, reflecting a decrease of 0.14 or 0.47%. The stock has been underperforming, having lost 4.89% over the last four days, and it is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages. Additionally, the stock has shown significant declines over various periods, with a 1-month return of -12.11% and a year-to-date return of -28.73%. The company's financial health is concerning, as it has a low Capital Adequacy Ratio of 0%, indicating inadequate buffers against risk, and a high Cost to Income ratio of 79.65%. Furthermore, the bank has reported negative results for six consecutive quarters, with a net profit decline of -236.43%, which has contributed to the stock's poor performance.
In the broader market context, ESAF Small Finance Bank's short-term performance has significantly lagged behind the benchmark, with a 1-week return of -1.15% compared to the Sensex's negligible change of -0.01%. This underperformance is compounded by a lack of investor confidence, as evidenced by a 51.21% drop in delivery volume against the 5-day average. The stock's valuation appears expensive relative to its peers, and the absence of domestic mutual fund investment suggests a lack of confidence in the company's prospects. Overall, the combination of weak financial metrics, poor recent performance, and declining investor participation has led to the stock's downward trajectory.
{{stockdata.stock.stock_name.value}} Live

{{stockdata.stock.price.value}} {{stockdata.stock.price_difference.value}} ({{stockdata.stock.price_percentage.value}}%)

{{stockdata.stock.date.value}} | BSE+NSE Vol: {{stockdata.index_name}} Vol: {{stockdata.stock.bse_nse_vol.value}} ({{stockdata.stock.bse_nse_vol_per.value}}%)


Our weekly and monthly stock recommendations are here
Loading...
{{!sm.blur ? sm.comp_name : ''}}
Industry
{{sm.old_ind_name }}
Market Cap
{{sm.mcapsizerank }}
Date of Entry
{{sm.date }}
Entry Price
Target Price
{{sm.target_price }} ({{sm.performance_target }}%)
Holding Duration
{{sm.target_duration }}
Last 1 Year Return
{{sm.performance_1y}}%
{{sm.comp_name}} price as on {{sm.todays_date}}
{{sm.price_as_on}} ({{sm.performance}}%)
Industry
{{sm.old_ind_name}}
Market Cap
{{sm.mcapsizerank}}
Date of Entry
{{sm.date}}
Entry Price
{{sm.opening_price}}
Last 1 Year Return
{{sm.performance_1y}}%
Related News