Why is ESAF Small Fin falling/rising?

As of 22-Sep, ESAF Small Finance Bank Ltd's stock price is currently at 29.32, reflecting a decline of 0.87, or 2.88%. The stock has underperformed its sector today by 2.91%, and it is trading below all its moving averages, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages. Over the past week and month, the stock has shown a return of -1.01%, while its year-to-date performance is significantly worse at -30.26%. The company has been facing severe financial challenges, including a low Capital Adequacy Ratio of 0%, a high Cost to Income ratio of 79.65%, and negative net profits for the last six consecutive quarters. These factors contribute to a perception of weak financial health, leading to a lack of confidence among investors, as evidenced by the absence of domestic mutual fund holdings.
In the broader market context, the Sensex has shown a positive return of 0.46% over the past week and 1.05% over the past month, contrasting sharply with ESAF's negative performance. This divergence indicates that while the overall market is experiencing growth, ESAF Small Finance Bank is struggling significantly, which may further discourage potential investors. The stock's long-term performance is also concerning, with a return of -41.15% over the past year, highlighting its inability to compete effectively against the benchmark indices. The combination of poor financial results, inadequate capital buffers, and underperformance relative to the market suggests that ESAF Small Finance Bank is facing substantial challenges that are driving its stock price down.