Why is IDBI Bank falling/rising?

Jul 21 2025 09:32 PM IST
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As of 21-Jul, IDBI Bank Ltd. is priced at 97.25, down 1.37%, and has underperformed in the short term with a 3.38% decline over three days. Despite this, it shows strong long-term growth with a year-to-date return of 27.12% and a solid Capital Adequacy Ratio of 18.29%.
As of 21-Jul, IDBI Bank Ltd. is currently priced at 97.25, reflecting a decline of 1.35 points or 1.37%. The stock has been underperforming, having fallen for three consecutive days, resulting in a total decline of 3.38% during this period. Additionally, the stock's performance today has underperformed its sector by 0.91%. While the stock has shown strong long-term growth with a year-to-date return of 27.12% and a three-year return of 164.63%, it is currently experiencing a decrease in investor participation, as evidenced by a 39.81% drop in delivery volume compared to the five-day average. Despite these short-term challenges, the bank maintains a high Capital Adequacy Ratio of 18.29% and a healthy net profit growth rate of 20.90%, indicating strong fundamentals.

In the broader market context, IDBI Bank's short-term performance has significantly lagged behind the benchmark Sensex, which has only declined by 0.06% over the past week. This stark contrast highlights the stock's recent struggles, despite its strong historical performance and fair valuation compared to peers. The stock's recent decline may be attributed to a combination of falling investor interest and short-term price movements, even as it continues to demonstrate solid long-term growth and consistent returns over the past three years.
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