Why is IDFC First Bank falling/rising?

As of 05-Jun, IDFC First Bank Ltd. is experiencing a decline in its stock price, currently at 66.80, which reflects a decrease of 0.68 or 1.01%. The stock has underperformed its sector today by 1.43%, and while it is above the 50-day, 100-day, and 200-day moving averages, it is below the 5-day and 20-day moving averages. Over the past week, the stock has dropped by 1.56%, contrasting with a slight gain of 0.80% over the past month. Despite showing a year-to-date increase of 5.78%, the stock has significantly underperformed over the past year, with a decline of 13.61%. Key factors contributing to this decline include a recent drop in profit after tax and a low credit-deposit ratio, alongside bearish technical indicators such as MACD and Bollinger Bands.
In the broader market context, the stock's performance has lagged behind the benchmark, as evidenced by its negative return of 13.61% over the past year compared to the Sensex's gain of 9.49%. This underperformance is further highlighted by a significant drop in investor participation, with delivery volume falling by 28.77% against the 5-day average. Although the bank has strong lending practices and healthy long-term growth metrics, the recent negative financial results and technical indicators suggest a challenging environment for the stock, leading to its current downward movement.