Why is Jana Small Finan falling/rising?

As of 23-Sep, Jana Small Finance Bank Ltd's stock price is currently at 463.65, reflecting a decrease of 1.8, or 0.39%. The stock has underperformed its sector today, and its performance over the past week shows a decline of 0.40%. In terms of moving averages, the stock is above the 200-day average but below the 5-day, 20-day, 50-day, and 100-day averages. Despite a significant increase in delivery volume by 93.26% compared to the 5-day average, the stock has faced challenges, including a substantial year-over-year decline of 20.93% and a profit drop of 42.3%. However, it maintains a high return on assets (ROA) of 2.31% and an attractive valuation with a price-to-book ratio of 1.2, indicating potential for long-term growth.
In the broader market context, the stock's short-term performance has been slightly worse than the benchmark, with the Sensex showing a decline of 0.34% over the same week. While the stock has generated a positive year-to-date return of 17.36% compared to the Sensex's 5.07%, its recent underperformance and declining profits may be causing investor caution. The liquidity of the stock remains adequate for trading, but the majority of shareholders are non-institutional, which could influence price stability and investor sentiment. Overall, the combination of underperformance in the short term and declining profits suggests a cautious outlook for Jana Small Finance Bank Ltd.