Why is Kotak Mah. Bank falling/rising?

As of 15-Jul, Kotak Mahindra Bank Ltd's stock price is currently at 2,188.25, reflecting a decrease of 15.05 points or 0.68%. The stock has been underperforming, having fallen for four consecutive days, resulting in a total decline of 1.8% during this period. Additionally, the stock's performance today has underperformed its sector by 1.02%. While the stock has shown positive returns over the longer term, with a 22.50% increase year-to-date and an 18.66% rise over the past year, it has recently experienced a drop in investor participation, as evidenced by a 25.3% decrease in delivery volume compared to the five-day average. Despite these challenges, the bank maintains strong long-term fundamentals, including a high Capital Adequacy Ratio of 20.68% and a solid Return on Assets (ROA) of 2.27%, which support its overall stability.
In the broader market context, the stock's short-term performance has been slightly worse than the benchmark, with a 1.63% decline over the past week compared to a 1.36% drop in the Sensex. However, the bank's long-term performance remains robust, outperforming the market significantly over the past year. The high institutional holdings at 61.79% indicate confidence from larger investors, who have increased their stake by 0.52% in the last quarter, suggesting that while the stock is currently facing short-term pressures, its long-term outlook remains positive due to strong fundamentals and institutional support.