Why is Lak. Fin. & Indl falling/rising?

Nov 25 2025 12:33 AM IST
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As of 24-Nov, Lakshmi Finance & Industrial Corporation Ltd’s stock price has fallen to ₹193.49, down 2.43% on the day, reflecting a continuation of a broader downward trend driven by weak financial performance and deteriorating fundamentals.




Recent Price Movement and Market Comparison


On 24 November, Lakshmi Finance & Industrial Corporation Ltd’s shares declined by ₹4.81, or 2.43%, closing at ₹193.49. This drop is part of a broader negative trend, with the stock underperforming its sector by 1.96% on the day. The stock is trading below all key moving averages, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, signalling sustained bearish momentum. Investor participation has slightly increased, with delivery volume rising by 8.43% on 21 November compared to the five-day average, yet this has not translated into price support.


When compared to the benchmark Sensex, Lakshmi Finance & Industrial Corporation Ltd has significantly lagged behind. Over the past week, the stock declined by 3.02%, while the Sensex was nearly flat, down just 0.21%. The one-month performance shows a 4.44% drop for the stock against a 0.64% gain for the Sensex. Year-to-date, the divergence is even starker: the stock has fallen 17.83%, whereas the Sensex has risen 9.79%. Over the last year, the stock’s return of -16.29% contrasts sharply with the Sensex’s 8.58% gain, highlighting persistent underperformance.



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Fundamental Weaknesses Driving the Decline


The primary reason behind the stock’s decline is the company’s deteriorating financial health. Lakshmi Finance & Industrial Corporation Ltd has reported operating losses, indicating weak long-term fundamentals. Operating profit has contracted at an alarming annual rate of -226.35%, signalling severe operational challenges. The company’s net sales have plummeted by 73.08%, with the latest six-month net sales standing at just ₹6.93 crores, reflecting a decline of 40.10% compared to previous periods.


Profitability metrics further underscore the company’s struggles. Profit before tax excluding other income for the latest quarter was a loss of ₹1.68 crores, a staggering fall of 679.3% compared to the average of the previous four quarters. Operating cash flow for the year is deeply negative at ₹-3.29 crores, highlighting cash generation issues. The company has declared negative results for four consecutive quarters and is expected to continue this trend into December 2024 after six straight quarters of losses.


These financial difficulties have translated into poor returns for shareholders. Despite the stock’s five-year gain of 234.18%, its recent one-year return is negative at -16.29%, while the broader market has delivered positive returns. The company’s return on equity (ROE) is negative at -3.6, yet the stock trades at a price-to-book value of 1, suggesting an expensive valuation relative to its fundamentals and peers.


Market Sentiment and Valuation Concerns


Investor sentiment appears cautious given the company’s weak earnings and negative growth trajectory. The stock’s premium valuation despite poor profitability raises concerns about its risk-reward profile. Over the past year, profits have fallen by 115.6%, yet the stock price has not adjusted proportionately, indicating potential overvaluation. This disconnect may be contributing to the recent price correction as investors reassess the company’s prospects.


Moreover, the stock’s liquidity is adequate for trading, but the lack of positive catalysts and continued underperformance relative to the BSE500 index, which has gained 6.09% in the last year, dampens enthusiasm among investors. The combination of weak financial results, negative cash flows, and expensive valuation metrics explains why Lakshmi Finance & Industrial Corporation Ltd’s shares are falling despite some increase in trading volumes.



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In summary, the decline in Lakshmi Finance & Industrial Corporation Ltd’s share price on 24 November is a reflection of its ongoing operational losses, sharply falling sales, and poor profitability metrics. The stock’s underperformance against key benchmarks and its expensive valuation relative to fundamentals have further contributed to negative investor sentiment. Until the company demonstrates a turnaround in earnings and cash flow, the stock is likely to remain under pressure.





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