Why is PTC India Fin falling/rising?

As of 06-Aug, PTC India Financial Services Ltd is experiencing a decline in its stock price, currently at Rs 38.30, which reflects a decrease of Rs 1.51 or 3.79%. The stock has been underperforming, having fallen consecutively for the last four days, resulting in a total decline of 7.93% during this period. Additionally, the stock's performance today has underperformed its sector by 3.53%. The stock has also touched an intraday low of Rs 38.1, and trading volume has decreased significantly, with delivery volume dropping by 29.42% compared to the five-day average. The stock's returns over various periods indicate a troubling trend, with a year-to-date decline of 11.01% and a one-year drop of 25.56%, despite a strong performance over three and five years.
In the broader market context, the stock's recent performance contrasts sharply with the benchmark Sensex, which has shown a year-to-date increase of 3.08%. Over the past week, PTC India Financial Services Ltd has declined by 7.06%, while the Sensex has only fallen by 1.15%. This significant underperformance suggests that investor sentiment towards the stock is weakening, compounded by falling investor participation and liquidity issues. The stock's moving averages indicate a bearish trend, as it is lower than the 5-day, 20-day, 50-day, and 200-day moving averages, despite being higher than the 100-day moving average. Overall, the combination of declining stock price, reduced trading volume, and negative returns relative to the benchmark contributes to the stock's downward trajectory.