Why is SBI Cards falling/rising?

As of 24-Jul, SBI Cards & Payment Services Ltd is currently priced at 885.60, reflecting a decrease of 9.05 points or 1.01%. The stock has been underperforming recently, having fallen for three consecutive days with a total decline of 1.49% during this period. Additionally, the stock's performance over the past week shows a decline of 2.47%, while its one-month return is down by 9.88%. Despite these short-term challenges, the company has demonstrated strong long-term fundamentals, with an average Return on Equity (ROE) of 19.77% and high institutional holdings at 27.73%, which have increased by 0.63% over the previous quarter. However, the stock's liquidity appears to be decreasing, as evidenced by a 32.57% drop in delivery volume compared to the five-day average.
In the broader market context, the stock's recent performance contrasts with the benchmark Sensex, which has only seen a slight decline of 0.09% over the past week. While SBI Cards has outperformed the market with a 19.14% return over the last year compared to the Sensex's 2.54%, its short-term performance indicates a struggle against both market trends and investor participation. The stock's current price is above its 200-day moving average but below its shorter-term moving averages, suggesting mixed signals in terms of momentum. Overall, while the long-term outlook remains positive, the recent price decline reflects short-term pressures and a lack of investor engagement.