Why is SBI Cards falling/rising?

As of 29-Jul, SBI Cards & Payment Services Ltd is experiencing a decline in its stock price, currently at Rs 820.85, which reflects a decrease of Rs 16.0 or 1.91%. The stock has underperformed its sector by 2.37% today and has been on a downward trend for the last two days, accumulating a total loss of 7.67% during this period. Over the past week, the stock has fallen by 8.40%, and in the last month, it has decreased by 17.35%. Despite these short-term declines, the stock has shown strong long-term performance with a year-to-date return of 23.60% and a one-year return of 16.00%, which is significantly better than the broader market's performance. The stock's liquidity remains adequate, with a notable increase in delivery volume, suggesting rising investor participation.
In the broader market context, the stock's recent performance contrasts sharply with the benchmark Sensex, which has only declined by 1.03% over the past week and 3.24% over the past month. While SBI Cards has demonstrated strong long-term fundamentals, including a solid average return on equity of 19.77% and high institutional holdings that have increased by 0.63%, the recent price movements indicate a struggle against short-term market pressures. The stock's performance over three years has been less favorable, with a decline of 12.57%, while the benchmark has gained 41.28%, highlighting the challenges the company faces in maintaining investor confidence amid fluctuating market conditions.