Why is SBI Cards falling/rising?

As of 04-Aug, SBI Cards & Payment Services Ltd is currently priced at 805.70, reflecting a slight increase of 1.75 or 0.22%. The stock has recently experienced a trend reversal, gaining after five consecutive days of decline. However, it is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a bearish trend. Additionally, the stock has underperformed its sector by 1.4% today, and the delivery volume has decreased significantly, falling by 38.93% against the 5-day average. Despite these short-term challenges, the stock has shown strong long-term fundamental strength with an average Return on Equity (ROE) of 19.77% and high institutional holdings at 27.73%, which have increased by 0.63% over the previous quarter. This suggests that institutional investors, who typically have more resources to analyze company fundamentals, maintain confidence in the stock.
In the broader market context, SBI Cards has underperformed compared to the benchmark Sensex over the past week, with a return of -3.72% against a slight gain of 0.16% for the index. However, the stock has outperformed the market over the past year, generating a return of 12.68% while the Sensex has only returned 0.05%. This indicates that while the stock is currently facing short-term pressures, its long-term performance remains strong relative to the broader market, which may provide some reassurance to investors.