Why is SBI Cards falling/rising?

As of 06-Aug, SBI Cards & Payment Services Ltd is experiencing a decline in its stock price, currently at Rs 794.00, reflecting a decrease of Rs 10.25 or 1.27%. The stock has underperformed its sector by 1.01% today and has been on a downward trend, falling consecutively for the last two days with a total decline of 1.41%. Over the past week, the stock has decreased by 2.67%, and over the past month, it has seen a significant drop of 12.80%. Additionally, the stock is trading below all its moving averages, indicating a bearish trend. The delivery volume has also decreased by 23.62% compared to the five-day average, suggesting reduced investor participation. Despite these short-term challenges, the company has strong long-term fundamentals, with an average return on equity of 18.73% and high institutional holdings that have increased by 0.63% over the previous quarter.
In the broader market context, SBI Cards' recent performance contrasts with the benchmark, as it has underperformed the Sensex, which has only declined by 1.15% over the same week. While the stock has generated a return of 13.33% over the past year, significantly outperforming the market's return of 2.48%, its recent short-term performance indicates a struggle against broader market trends. The stock's year-to-date performance remains positive at 19.56%, but the recent declines highlight a disconnect between its long-term potential and current market sentiment.