Why is SBI Cards falling/rising?

As of 08-Aug, SBI Cards & Payment Services Ltd is experiencing a decline in its stock price, currently at 785.65, which reflects a decrease of 13.35 or 1.67%. The stock has underperformed its sector by 0.96% today and is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages. Over the past week, the stock has dropped by 2.18%, and it has seen a significant decline of 14.54% over the past month. Additionally, there has been a notable decrease in investor participation, with delivery volume falling by 56.8% compared to the 5-day average. Despite these short-term challenges, the stock has shown strong long-term fundamental strength, with an average Return on Equity (ROE) of 18.73% and high institutional holdings at 27.73%, which have increased by 0.63% over the previous quarter.
In the broader market context, while the stock has generated a return of 9.80% over the past year, the benchmark Sensex has only returned 1.23%, indicating that SBI Cards has outperformed the market in the long term. However, in the short term, the stock's performance has lagged behind the benchmark, which has declined by 0.92% over the past week. This underperformance relative to the market, combined with the recent drop in investor participation and trading below key moving averages, suggests a cautious sentiment among investors, contributing to the stock's current downward trend.