Why is SBI Cards falling/rising?

As of 13-Aug, SBI Cards & Payment Services Ltd is currently priced at 790.10, reflecting a slight increase of 0.1 (0.01%). Despite this minor uptick, the stock has been underperforming recently, having fallen consecutively for the last two days with a total decline of -1.19%. It is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a bearish trend. Over the past month, the stock has experienced a significant decline of -13.45%, while it has outperformed the market over the past year with a return of 14.04%. The stock's strong long-term fundamentals, evidenced by an average Return on Equity (ROE) of 18.73% and high institutional holdings at 27.73%, suggest that it has solid backing, which may help stabilize its price despite recent volatility.
In the broader market context, the stock's short-term performance has been notably weaker than the benchmark, with a -0.42% return over the past week compared to a negligible -0.01% decline in the Sensex. This underperformance is further highlighted by the stock's recent trend of falling prices, contrasting with its ability to generate positive returns over the longer term. While the stock has shown resilience with an 18.97% year-to-date increase, the recent price movements indicate a struggle against broader market conditions, which have seen the BSE500 index decline by -0.64% over the past year. The rising investor participation, as indicated by a 49.42% increase in delivery volume, may provide some support, but the overall trend remains concerning for short-term investors.