Why is SBI Cards falling/rising?

As of 28-Aug, SBI Cards & Payment Services Ltd is currently priced at 801.85, reflecting a decrease of 12.25 points or 1.5%. The stock has been underperforming, having fallen consecutively for the last two days with a total decline of 2.39%. It has also touched an intraday low of Rs 797, indicating a challenging trading environment. In terms of performance, the stock has underperformed its sector by 0.43% today and has shown negative returns over the past week and month, with declines of 2.78% and 4.18%, respectively. Despite these short-term challenges, the stock has demonstrated strong long-term fundamental strength, evidenced by an average Return on Equity (ROE) of 18.73% and high institutional holdings, which have increased by 0.63% over the previous quarter.
In the broader market context, the stock's recent performance contrasts with the benchmark, as it has experienced a decline while the Sensex has also fallen by 2.34% over the past week. However, over the year-to-date, SBI Cards has outperformed the market with a return of 20.74% compared to the Sensex's 2.48%. This suggests that while the stock is currently facing short-term pressures, its long-term outlook remains positive, supported by strong institutional backing and a solid performance relative to broader market trends.