Why is SBI Cards falling/rising?

As of 02-Sep, SBI Cards & Payment Services Ltd is experiencing a decline in its stock price, currently at Rs 793.40, which represents a decrease of Rs 17.6 or 2.17%. The stock has underperformed its sector by 2.04% today and has fallen after two consecutive days of gains. It reached an intraday low of Rs 792.25, reflecting a drop of 2.31%. Over the past week, the stock has decreased by 2.54%, while its performance over the past month shows a decline of 1.21%. Despite a positive year-to-date return of 19.47% and a one-year return of 6.64%, the stock has struggled over longer periods, with a three-year decline of 14.89% and a five-year drop of 2.48%. However, the stock maintains strong long-term fundamentals, evidenced by an average Return on Equity (ROE) of 18.73% and a high institutional holding of 27.73%, which has increased by 0.63% over the previous quarter.
In the broader market context, the stock's recent performance contrasts with the benchmark, as the Sensex has only decreased by 0.78% over the past week and 0.55% over the past month. While SBI Cards has generated a positive return of 6.64% over the past year, the overall market has seen negative returns of -4.82% during the same period. This indicates that, despite its current decline, the stock has outperformed the market in the longer term. The rising investor participation, with a significant increase in delivery volume, suggests that there is still interest in the stock, although the current price movement indicates a short-term bearish trend.