Why is SBI Cards falling/rising?

As of 12-Sep, SBI Cards & Payment Services Ltd is experiencing a slight increase in its stock price, currently at 856.25, reflecting a change of 3.8 or 0.45% upward. Despite this positive movement, the stock has underperformed its sector by 0.75% today. The stock has shown strong performance over the past week and month, with returns of 8.19% and 8.32% respectively, while year-to-date it has increased by 28.93%. However, it is important to note that the stock's delivery volume has decreased by 10.16% compared to the 5-day average, indicating falling investor participation. The stock maintains a strong long-term fundamental strength with an average Return on Equity (ROE) of 18.73% and high institutional holdings at 27.73%, which have increased by 0.63% over the previous quarter. In the broader market context, while the stock has outperformed the BSE500 index, which has generated negative returns of -3.45% over the last year, it has still managed to yield a positive return of 6.74%. This indicates that SBI Cards is performing well relative to the overall market, contributing to its current price rise. However, the stock's performance over the longer term is less favorable, with a 3-year return of -9.85% compared to the benchmark's 36.25% gain, suggesting that while recent movements are positive, there are underlying challenges that could affect future performance.