Why is Ujjivan Small falling/rising?

As of 31-Jul, Ujjivan Small Finance Bank Ltd's stock price is currently at 44.26, reflecting an increase of 0.51 or 1.17%. Despite a recent decline of 10.19% over the past month, the stock has shown strong long-term growth with a year-to-date increase of 31.06%. Today's performance indicates that it has outperformed its sector by 1.33%. However, there is a notable decline in investor participation, with delivery volume dropping by 59.32% compared to the 5-day average. The bank's strong fundamentals, including a low Gross NPA ratio of 2.52% and a high Capital Adequacy Ratio of 24.50%, support its stability, while healthy growth in Net Interest Income at an annual rate of 17.46% and increased institutional holdings further bolster investor confidence.
In the broader market context, Ujjivan Small Finance Bank's short-term performance has been relatively better than the benchmark Sensex, which has declined by 1.22% over the past week. While the stock has faced some challenges in the short term, its strong fundamentals and positive institutional interest suggest resilience. The bank's ability to maintain a higher trading volume relative to its liquidity needs indicates that it remains a viable option for investors despite recent fluctuations.