Why is Ujjivan Small falling/rising?

As of 28-Aug, Ujjivan Small Finance Bank Ltd's stock price is currently at 42.32, reflecting a decrease of 0.18, or 0.42%. The stock has been experiencing a downward trend, having fallen consecutively for the last two days, resulting in a total decline of 3.36% during this period. Despite this recent drop, the stock has outperformed its sector by 0.82% today. In terms of longer-term performance, the stock has shown a year-to-date increase of 25.32%, although it has declined by 3.25% over the past year. The bank maintains strong lending practices, evidenced by a low Gross NPA ratio of 2.52%, and a high Capital Adequacy Ratio of 24.50%, which provides a buffer against risk. Additionally, the bank's Net Interest Income has grown at an annual rate of 17.46%, and institutional holdings have increased by 8.4% over the previous quarter, indicating confidence from larger investors.
In the broader market context, Ujjivan Small Finance Bank's short-term performance has lagged behind the benchmark, with a 1-week return of -3.47% compared to the Sensex's decline of 2.34%. This underperformance in the short term may be contributing to the stock's recent price decline. However, the stock's liquidity remains adequate, with a delivery volume increase of 55.77% against the 5-day average, suggesting that investor participation is rising. Overall, while the stock has strong fundamentals and long-term growth potential, the recent price movement reflects a combination of short-term volatility and market conditions that may be affecting investor sentiment.