Why is United Credit falling/rising?

As of 27-Jun, United Credit Ltd's stock price is currently at Rs 31.00, reflecting a decline of Rs 1.8 or 5.49%. The stock has been underperforming, having fallen consecutively for the last two days, resulting in an overall drop of 8.77% during this period. Today's performance indicates that it opened with a significant loss of 4.73% and reached an intraday low of Rs 31. The stock is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, which suggests a bearish trend. Additionally, the delivery volume has decreased by 71.19% compared to the 5-day average, indicating a lack of investor participation. Over the past year, the stock has generated a return of -5.14%, coinciding with a substantial profit decline of 38%. The company's weak long-term fundamentals, characterized by a low Return on Equity (ROE) of 3.4 and slow growth in net sales and operating profit, further contribute to the negative sentiment surrounding the stock.
In the broader market context, the Sensex has shown a positive return of 2.00% over the past week, contrasting sharply with United Credit's decline of 6.06% during the same period. This disparity highlights the stock's underperformance relative to the benchmark index. While the stock has experienced significant growth over the past three years, with a return of 159.41%, its recent performance and declining fundamentals suggest a troubling outlook compared to the overall market trend. The stock's premium valuation compared to peers and the flat results reported in March 2025 further exacerbate concerns among investors, leading to a cautious stance on its future performance.