Why is United Credit falling/rising?

As of 01-Jul, United Credit Ltd's stock price is currently at 29.90, reflecting a decrease of 0.21, or 0.7%. The stock has been underperforming significantly, having fallen consecutively for the last four days, resulting in a total decline of 12.01% during this period. Over the past week, the stock has decreased by 7.46%, and in the last month, it has dropped by 13.31%. Additionally, the stock is trading below all its moving averages, indicating a bearish trend. Despite a recent increase in delivery volume, which rose by 121.47% against the 5-day average, the overall sentiment remains negative due to a weak return on equity (ROE) of 3.4% and a significant profit decline of 38% over the past year, contributing to its poor performance.
In the broader market context, the Sensex has shown resilience, gaining 2.00% over the past week and 2.76% over the last month, contrasting sharply with United Credit's declines. The stock has underperformed the market significantly, with a one-year return of -8.00% compared to the BSE500's positive return of 3.20%. This stark difference highlights the challenges faced by United Credit in maintaining investor confidence and market competitiveness, further exacerbated by its weak long-term growth metrics and flat financial results.