Why is V B Desai Fin. falling/rising?

As of 25-Jul, V B Desai Financial Services Ltd is experiencing a decline in its stock price, currently at 27.00, which reflects a decrease of 0.5 or 1.82%. The stock has been underperforming recently, having fallen consecutively for the last two days, resulting in a total drop of 3.4%. Despite outperforming its sector by 0.3% today, the stock's performance over the past month shows a significant decline of 9.97%. The stock is trading at a premium compared to its peers, with a fair valuation indicated by a Price to Book Value of 1. However, the company has weak long-term fundamentals, evidenced by a low Return on Equity (ROE) of 5.2 and poor growth in net sales and operating profit, which may be contributing to the recent price drop.
In the broader market context, the stock's short-term performance contrasts with the benchmark, as it has gained 1.89% over the past week while the Sensex has decreased by 0.36%. However, the stock's year-to-date performance is notably poor, with a decline of 18.16%, while the Sensex has risen by 4.25%. The finance/NBFC sector has also faced challenges, falling by 2.12%. Additionally, there has been a significant drop in investor participation, with delivery volume decreasing by 93.49% against the five-day average, indicating a lack of confidence among investors. Overall, these factors suggest that while the stock has had periods of strong performance, current trends and fundamentals are leading to its decline.