Results Snapshot
Figures in Million
Standalone - Profit And Loss Results
Dec'04
Dec'03
Dec'02
Dec'01
Dec'00
Dec'99
I. INCOME
No of Months
12
12
12
12
12
12
Interest Earned
1,653.00
1,380.00
1,780.00
2,701.00
2,128.00
1,662.00
Other Income
1,274.00
1,391.00
1,515.00
1,460.00
946.00
902.00
Total Income
2,927.00
2,772.00
3,296.00
4,161.00
3,074.00
2,564.00
II. EXPENDITURE (Ex Depriciation)
Interest Expended
748.00
635.00
1,095.00
1,961.00
1,403.00
1,063.00
Operating Expenses
1,627.00
1,467.00
1,388.00
1,348.00
1,031.00
763.00
Operating Profit (PBDIT)
552.00
670.00
813.00
852.00
640.00
738.00
Provisions and Contingencies
0.00
0.00
0.00
0.00
0.00
0.00
Profit Before Tax
542.00
488.00
368.00
347.00
285.00
600.00
Taxes
126.00
191.00
125.00
184.00
80.00
128.00
Total
0.00
0.00
0.00
0.00
0.00
0.00
III. Profit & Loss
Profit After Tax
416.00
296.00
242.00
163.00
204.00
472.00
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
Profit brought forward
0.00
0.00
0.00
0.00
0.00
0.00
Adjusted Net Profit
0.00
0.00
0.00
0.00
0.00
0.00
Total Profit & Loss
416.00
296.00
242.00
163.00
204.00
472.00
Appropriations
0.00
0.00
0.00
0.00
0.00
0.00
Equity Dividend (%)
Earnings Per Share
3.18
2.27
1.94
1.52
2.93
6.76
Profit And Loss Analysis Highlights
Interest Earned
YoY Growth in year ended Dec 2004 is 19.72% vs -22.46% in Dec 2003
Operating Profit (PBDIT)
YoY Growth in year ended Dec 2004 is -17.70% vs -17.59% in Dec 2003
Profit After Tax
YoY Growth in year ended Dec 2004 is 40.32% vs 22.20% in Dec 2003
Compare Profit and Loss Results of Bank Handlowy w Warszawie SA
Figures in Million
consolidated - Profit And Loss Results
Change(PLN)
Change(%)
No of Months
12
12
I. INCOME
Interest Earned
0.00
13,120.00
-13,120.00
-100.00%
Other Income
4,480.00
3,099.00
1,381.00
44.56%
Total Income
4,481.00
16,237.00
-11,756.00
-72.40%
II. EXPENDITURE (Ex Depriciation)
Interest Expended
0.00
4,387.00
-4,387.00
-100.00%
Operating Expenses
0.00
0.00
0.00
0%
Operating Profit (PBDIT)
0.00
0.00
0.00
0%
Provisions and Contingencies
0.00
0.00
0.00
0%
Profit Before Tax
2,315.00
5,512.00
-3,197.00
-58.00%
Taxes
555.00
1,176.00
-621.00
-52.81%
Total
0.00
0.00
0.00
0%
III. Profit & Loss
Profit After Tax
1,760.00
4,369.00
-2,609.00
-59.72%
Extraordinary Items
0.00
0.00
0.00
0%
Profit brought forward
0.00
0.00
0.00
0%
Adjusted Net Profit
0.00
0.00
0.00
0%
Total Profit & Loss
1,760.00
4,369.00
-2,609.00
-59.72%
Appropriations
0.00
0.00
0.00
0%
Equity Dividend (%)
0%
0%
0.00%
Earnings Per Share
0
33.5707
-33.57
-100.00%
Profit And Loss - Interest Earned
Interest Earned 1,653.16 Million
in Dec 2004Figures in Million
YoY Growth in year ended Dec 2004 is 19.72% vs -22.46% in Dec 2003
Profit And Loss - Operating Profit (PBDIT)
Operating Profit (PBDIT) 550.91 Million
in Dec 2004Figures in Million
YoY Growth in year ended Dec 2004 is -17.70% vs -17.59% in Dec 2003
Profit And Loss - Profit After Tax
Profit After Tax 416.13 Million
in Dec 2004Figures in Million
YoY Growth in year ended Dec 2004 is 40.32% vs 22.20% in Dec 2003






