Results Snapshot
Figures in Million
Standalone - Profit And Loss Results
Dec'04
Dec'03
Dec'02
Dec'01
Dec'00
Dec'99
I. INCOME
No of Months
12
12
12
12
12
12
Interest Earned
356.00
301.00
402.00
645.00
597.00
423.00
Other Income
122.00
108.00
90.00
112.00
104.00
91.00
Total Income
479.00
410.00
492.00
757.00
701.00
514.00
II. EXPENDITURE (Ex Depriciation)
Interest Expended
193.00
154.00
233.00
442.00
380.00
225.00
Operating Expenses
233.00
223.00
218.00
363.00
284.00
148.00
Operating Profit (PBDIT)
53.00
33.00
41.00
-48.00
37.00
141.00
Provisions and Contingencies
0.00
0.00
0.00
0.00
0.00
0.00
Profit Before Tax
52.00
32.00
40.00
-47.00
35.00
141.00
Taxes
11.00
9.00
5.00
-8.00
25.00
44.00
Total
0.00
0.00
0.00
0.00
0.00
0.00
III. Profit & Loss
Profit After Tax
40.00
22.00
35.00
-38.00
10.00
96.00
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
Profit brought forward
0.00
0.00
0.00
0.00
0.00
0.00
Adjusted Net Profit
0.00
0.00
0.00
0.00
0.00
0.00
Total Profit & Loss
40.00
22.00
35.00
-38.00
10.00
96.00
Appropriations
0.00
0.00
0.00
0.00
0.00
0.00
Equity Dividend (%)
Earnings Per Share
2.82
1.73
2.44
-2.94
0.79
7.31
Profit And Loss Analysis Highlights
Interest Earned
YoY Growth in year ended Dec 2004 is 18.31% vs -25.04% in Dec 2003
Operating Profit (PBDIT)
YoY Growth in year ended Dec 2004 is 60.85% vs -20.90% in Dec 2003
Profit After Tax
YoY Growth in year ended Dec 2004 is 78.05% vs -36.07% in Dec 2003
Compare Profit and Loss Results of Bank Ochrony Srodowiska SA
Figures in Million
consolidated - Profit And Loss Results
Change(PLN)
Change(%)
No of Months
12
12
I. INCOME
Interest Earned
1,457.00
7,234.00
-5,777.00
-79.86%
Other Income
212.00
1,427.00
-1,215.00
-85.14%
Total Income
1,676.00
8,768.00
-7,092.00
-80.89%
II. EXPENDITURE (Ex Depriciation)
Interest Expended
610.00
2,050.00
-1,440.00
-70.24%
Operating Expenses
0.00
0.00
0.00
0%
Operating Profit (PBDIT)
0.00
0.00
0.00
0%
Provisions and Contingencies
0.00
0.00
0.00
0%
Profit Before Tax
148.00
3,197.00
-3,049.00
-95.37%
Taxes
68.00
752.00
-684.00
-90.96%
Total
0.00
0.00
0.00
0%
III. Profit & Loss
Profit After Tax
79.00
2,445.00
-2,366.00
-96.77%
Extraordinary Items
0.00
0.00
0.00
0%
Profit brought forward
0.00
0.00
0.00
0%
Adjusted Net Profit
0.00
0.00
0.00
0%
Total Profit & Loss
79.00
2,445.00
-2,366.00
-96.77%
Appropriations
0.00
0.00
0.00
0%
Equity Dividend (%)
0%
0%
0.00%
Earnings Per Share
0.8574
18.728
-17.87
-95.42%
Profit And Loss - Interest Earned
Interest Earned 356.61 Million
in Dec 2004Figures in Million
YoY Growth in year ended Dec 2004 is 18.31% vs -25.04% in Dec 2003
Profit And Loss - Operating Profit (PBDIT)
Operating Profit (PBDIT) 52.09 Million
in Dec 2004Figures in Million
YoY Growth in year ended Dec 2004 is 60.85% vs -20.90% in Dec 2003
Profit And Loss - Profit After Tax
Profit After Tax 40.76 Million
in Dec 2004Figures in Million
YoY Growth in year ended Dec 2004 is 78.05% vs -36.07% in Dec 2003






