Results Snapshot
Figures in Million
Standalone - Profit And Loss Results
Dec'05
Dec'04
Dec'03
Dec'02
Dec'01
Dec'00
I. INCOME
No of Months
12
12
12
12
12
12
Interest Earned
525.00
549.00
598.00
659.00
703.00
667.00
Other Income
200.00
186.00
177.00
201.00
161.00
178.00
Total Income
725.00
735.00
775.00
861.00
865.00
846.00
II. EXPENDITURE (Ex Depriciation)
Interest Expended
252.00
280.00
305.00
349.00
386.00
377.00
Operating Expenses
248.00
243.00
244.00
251.00
259.00
278.00
Operating Profit (PBDIT)
225.00
212.00
226.00
261.00
220.00
191.00
Provisions and Contingencies
0.00
0.00
0.00
0.00
0.00
0.00
Profit Before Tax
121.00
103.00
99.00
96.00
91.00
81.00
Taxes
36.00
29.00
28.00
28.00
28.00
26.00
Total
0.00
0.00
0.00
0.00
0.00
0.00
III. Profit & Loss
Profit After Tax
85.00
74.00
71.00
68.00
62.00
54.00
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
Profit brought forward
0.00
0.00
0.00
0.00
0.00
0.00
Adjusted Net Profit
0.00
0.00
0.00
0.00
0.00
0.00
Total Profit & Loss
85.00
74.00
71.00
68.00
62.00
54.00
Appropriations
0.00
0.00
0.00
0.00
0.00
0.00
Equity Dividend (%)
Earnings Per Share
8.99
7.87
7.48
7.22
6.57
5.79
Profit And Loss Analysis Highlights
Interest Earned
YoY Growth in year ended Dec 2005 is -4.36% vs -8.11% in Dec 2004
Operating Profit (PBDIT)
YoY Growth in year ended Dec 2005 is 6.40% vs -6.60% in Dec 2004
Profit After Tax
YoY Growth in year ended Dec 2005 is 13.72% vs 5.18% in Dec 2004
Compare Profit and Loss Results of Berner Kantonalbank AG
Figures in Million
consolidated - Profit And Loss Results
Change(CHF)
Change(%)
No of Months
12
12
I. INCOME
Interest Earned
601.00
805.00
-204.00
-25.34%
Other Income
174.00
241.00
-67.00
-27.80%
Total Income
781.00
1,053.00
-272.00
-25.83%
II. EXPENDITURE (Ex Depriciation)
Interest Expended
186.00
453.00
-267.00
-58.94%
Operating Expenses
0.00
0.00
0.00
0%
Operating Profit (PBDIT)
0.00
0.00
0.00
0%
Provisions and Contingencies
0.00
0.00
0.00
0%
Profit Before Tax
228.00
253.00
-25.00
-9.88%
Taxes
48.00
38.00
10.00
26.32%
Total
0.00
0.00
0.00
0%
III. Profit & Loss
Profit After Tax
180.00
215.00
-35.00
-16.28%
Extraordinary Items
0.00
0.00
0.00
0%
Profit brought forward
0.00
0.00
0.00
0%
Adjusted Net Profit
0.00
0.00
0.00
0%
Total Profit & Loss
180.00
215.00
-35.00
-16.28%
Appropriations
0.00
0.00
0.00
0%
Equity Dividend (%)
0%
0%
0.00%
Earnings Per Share
19.0144
35.9464
-16.93
-47.10%
Profit And Loss - Interest Earned
Interest Earned 525.62 Million
in Dec 2005Figures in Million
YoY Growth in year ended Dec 2005 is -4.36% vs -8.11% in Dec 2004
Profit And Loss - Operating Profit (PBDIT)
Operating Profit (PBDIT) 224.63 Million
in Dec 2005Figures in Million
YoY Growth in year ended Dec 2005 is 6.40% vs -6.60% in Dec 2004
Profit And Loss - Profit After Tax
Profit After Tax 85.01 Million
in Dec 2005Figures in Million
YoY Growth in year ended Dec 2005 is 13.72% vs 5.18% in Dec 2004






