Results Snapshot
Figures in Million
Standalone - Profit And Loss Results
Dec'02
Dec'01
Dec'00
I. INCOME
No of Months
12
12
12
Interest Earned
23,956.00
26,738.00
25,834.00
Other Income
6,188.00
5,483.00
6,137.00
Total Income
30,144.00
32,222.00
31,972.00
II. EXPENDITURE (Ex Depriciation)
Interest Expended
11,580.00
15,434.00
17,359.00
Operating Expenses
11,963.00
11,926.00
12,228.00
Operating Profit (PBDIT)
6,601.00
4,862.00
2,385.00
Provisions and Contingencies
0.00
0.00
0.00
Profit Before Tax
4,088.00
2,224.00
968.00
Taxes
2,054.00
1,111.00
475.00
Total
0.00
0.00
0.00
III. Profit & Loss
Profit After Tax
2,033.00
1,112.00
493.00
Extraordinary Items
0.00
0.00
0.00
Profit brought forward
0.00
0.00
0.00
Adjusted Net Profit
0.00
0.00
0.00
Total Profit & Loss
2,033.00
1,112.00
493.00
Appropriations
0.00
0.00
0.00
Equity Dividend (%)
Earnings Per Share
0.87
0.47
0.21
Profit And Loss Analysis Highlights
Interest Earned
YoY Growth in year ended Dec 2002 is -10.41% vs 3.50% in Dec 2001
Operating Profit (PBDIT)
YoY Growth in year ended Dec 2002 is 35.78% vs 103.91% in Dec 2001
Profit After Tax
YoY Growth in year ended Dec 2002 is 82.85% vs 125.62% in Dec 2001
Compare Profit and Loss Results of Habib Bank Ltd.
Figures in Million
consolidated - Profit And Loss Results
Change(PKR)
Change(%)
No of Months
12
12
I. INCOME
Interest Earned
8,16,274.00
4,16,481.00
3,99,793.00
95.99%
Other Income
67,220.00
37,988.00
29,232.00
76.95%
Total Income
8,99,357.00
4,54,806.00
4,44,551.00
97.75%
II. EXPENDITURE (Ex Depriciation)
Interest Expended
5,67,569.00
2,45,603.00
3,21,966.00
131.09%
Operating Expenses
0.00
0.00
0.00
0%
Operating Profit (PBDIT)
0.00
0.00
0.00
0%
Provisions and Contingencies
0.00
0.00
0.00
0%
Profit Before Tax
1,15,571.00
1,28,735.00
-13,164.00
-10.23%
Taxes
62,529.00
67,711.00
-5,182.00
-7.65%
Total
0.00
0.00
0.00
0%
III. Profit & Loss
Profit After Tax
58,457.00
63,225.00
-4,768.00
-7.54%
Extraordinary Items
0.00
0.00
0.00
0%
Profit brought forward
0.00
0.00
0.00
0%
Adjusted Net Profit
0.00
0.00
0.00
0%
Total Profit & Loss
58,457.00
63,225.00
-4,768.00
-7.54%
Appropriations
0.00
0.00
0.00
0%
Equity Dividend (%)
0%
0%
0.00%
Earnings Per Share
39.8525
53.3518
-13.50
-25.30%
Profit And Loss - Interest Earned
Interest Earned 23,956.11 Million
in Dec 2002Figures in Million
YoY Growth in year ended Dec 2002 is -10.41% vs 3.50% in Dec 2001
Profit And Loss - Operating Profit (PBDIT)
Operating Profit (PBDIT) 6,600.23 Million
in Dec 2002Figures in Million
YoY Growth in year ended Dec 2002 is 35.78% vs 103.91% in Dec 2001
Profit And Loss - Profit After Tax
Profit After Tax 2,033.96 Million
in Dec 2002Figures in Million
YoY Growth in year ended Dec 2002 is 82.85% vs 125.62% in Dec 2001






