Results Snapshot
Figures in Million
Standalone - Profit And Loss Results
Dec'05
Dec'04
Dec'03
Dec'02
Dec'01
Dec'00
I. INCOME
No of Months
12
12
12
12
12
12
Interest Earned
538.00
529.00
559.00
651.00
741.00
723.00
Other Income
178.00
170.00
131.00
130.00
161.00
177.00
Total Income
717.00
699.00
691.00
781.00
903.00
901.00
II. EXPENDITURE (Ex Depriciation)
Interest Expended
260.00
265.00
304.00
374.00
458.00
441.00
Operating Expenses
241.00
248.00
245.00
266.00
296.00
297.00
Operating Profit (PBDIT)
216.00
186.00
142.00
141.00
149.00
163.00
Provisions and Contingencies
0.00
0.00
0.00
0.00
0.00
0.00
Profit Before Tax
156.00
138.00
117.00
115.00
120.00
97.00
Taxes
36.00
32.00
25.00
25.00
31.00
9.00
Total
0.00
0.00
0.00
0.00
0.00
0.00
III. Profit & Loss
Profit After Tax
120.00
106.00
92.00
89.00
89.00
87.00
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
Profit brought forward
0.00
0.00
0.00
0.00
0.00
0.00
Adjusted Net Profit
0.00
0.00
0.00
0.00
0.00
0.00
Total Profit & Loss
120.00
106.00
92.00
89.00
89.00
87.00
Appropriations
0.00
0.00
0.00
0.00
0.00
0.00
Equity Dividend (%)
Earnings Per Share
2.80
2.46
2.13
2.07
2.06
1.86
Profit And Loss Analysis Highlights
Interest Earned
YoY Growth in year ended Dec 2005 is 1.67% vs -5.35% in Dec 2004
Operating Profit (PBDIT)
YoY Growth in year ended Dec 2005 is 16.11% vs 30.32% in Dec 2004
Profit After Tax
YoY Growth in year ended Dec 2005 is 12.93% vs 15.38% in Dec 2004
Compare Profit and Loss Results of Luzerner Kantonalbank AG
Figures in Million
consolidated - Profit And Loss Results
Change(CHF)
Change(%)
No of Months
12
12
I. INCOME
Interest Earned
1,010.00
1,026.00
-16.00
-1.56%
Other Income
225.00
661.00
-436.00
-65.96%
Total Income
1,277.00
1,716.00
-439.00
-25.58%
II. EXPENDITURE (Ex Depriciation)
Interest Expended
549.00
464.00
85.00
18.32%
Operating Expenses
0.00
0.00
0.00
0%
Operating Profit (PBDIT)
0.00
0.00
0.00
0%
Provisions and Contingencies
0.00
0.00
0.00
0%
Profit Before Tax
324.00
515.00
-191.00
-37.09%
Taxes
37.00
74.00
-37.00
-50.00%
Total
0.00
0.00
0.00
0%
III. Profit & Loss
Profit After Tax
286.00
440.00
-154.00
-35.00%
Extraordinary Items
0.00
0.00
0.00
0%
Profit brought forward
0.00
0.00
0.00
0%
Adjusted Net Profit
0.00
0.00
0.00
0%
Total Profit & Loss
286.00
440.00
-154.00
-35.00%
Appropriations
0.00
0.00
0.00
0%
Equity Dividend (%)
0%
0%
0.00%
Earnings Per Share
5.8107
5.1306
0.68
13.26%
Profit And Loss - Interest Earned
Interest Earned 538.61 Million
in Dec 2005Figures in Million
YoY Growth in year ended Dec 2005 is 1.67% vs -5.35% in Dec 2004
Profit And Loss - Operating Profit (PBDIT)
Operating Profit (PBDIT) 215.60 Million
in Dec 2005Figures in Million
YoY Growth in year ended Dec 2005 is 16.11% vs 30.32% in Dec 2004
Profit And Loss - Profit After Tax
Profit After Tax 120.03 Million
in Dec 2005Figures in Million
YoY Growth in year ended Dec 2005 is 12.93% vs 15.38% in Dec 2004






