Results Snapshot
Figures in Million
Standalone - Profit And Loss Results
Dec'04
Dec'03
Dec'02
Dec'01
Dec'00
Dec'99
I. INCOME
No of Months
12
12
12
12
12
12
Interest Earned
1,353.00
1,130.00
1,678.00
1,807.00
1,625.00
1,132.00
Other Income
1,141.00
825.00
762.00
742.00
631.00
1,495.00
Total Income
2,495.00
1,956.00
2,441.00
2,549.00
2,257.00
2,628.00
II. EXPENDITURE (Ex Depriciation)
Interest Expended
857.00
873.00
1,257.00
1,445.00
1,240.00
840.00
Operating Expenses
1,511.00
1,006.00
1,068.00
635.00
571.00
525.00
Operating Profit (PBDIT)
127.00
77.00
116.00
469.00
446.00
1,263.00
Provisions and Contingencies
0.00
0.00
0.00
0.00
0.00
0.00
Profit Before Tax
-216.00
63.00
-413.00
411.00
472.00
1,028.00
Taxes
41.00
49.00
-73.00
75.00
116.00
363.00
Total
0.00
0.00
0.00
0.00
0.00
0.00
III. Profit & Loss
Profit After Tax
-258.00
13.00
-339.00
336.00
355.00
665.00
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
Profit brought forward
0.00
0.00
0.00
0.00
0.00
0.00
Adjusted Net Profit
0.00
0.00
0.00
0.00
0.00
0.00
Total Profit & Loss
-258.00
13.00
-339.00
336.00
355.00
665.00
Appropriations
0.00
0.00
0.00
0.00
0.00
0.00
Equity Dividend (%)
Earnings Per Share
-9.35
0.38
-14.14
12.48
13.28
24.87
Profit And Loss Analysis Highlights
Interest Earned
YoY Growth in year ended Dec 2004 is 19.74% vs -32.68% in Dec 2003
Operating Profit (PBDIT)
YoY Growth in year ended Dec 2004 is 65.26% vs -34.06% in Dec 2003
Profit After Tax
YoY Growth in year ended Dec 2004 is -1,990.63% vs 104.03% in Dec 2003
Compare Profit and Loss Results of mBank SA
Figures in Million
consolidated - Profit And Loss Results
Change(PLN)
Change(%)
No of Months
12
12
I. INCOME
Interest Earned
14,537.00
32,165.00
-17,628.00
-54.80%
Other Income
3,577.00
8,403.00
-4,826.00
-57.43%
Total Income
18,302.00
41,608.00
-23,306.00
-56.01%
II. EXPENDITURE (Ex Depriciation)
Interest Expended
4,934.00
9,986.00
-5,052.00
-50.59%
Operating Expenses
0.00
0.00
0.00
0%
Operating Profit (PBDIT)
0.00
0.00
0.00
0%
Provisions and Contingencies
0.00
0.00
0.00
0%
Profit Before Tax
2,973.00
12,605.00
-9,632.00
-76.41%
Taxes
730.00
3,424.00
-2,694.00
-78.68%
Total
0.00
0.00
0.00
0%
III. Profit & Loss
Profit After Tax
2,243.00
9,304.00
-7,061.00
-75.89%
Extraordinary Items
0.00
0.00
0.00
0%
Profit brought forward
0.00
0.00
0.00
0%
Adjusted Net Profit
0.00
0.00
0.00
0%
Total Profit & Loss
2,243.00
9,304.00
-7,061.00
-75.89%
Appropriations
0.00
0.00
0.00
0%
Equity Dividend (%)
0%
0%
0.00%
Earnings Per Share
52.7301
7.4432
45.29
608.43%
Profit And Loss - Interest Earned
Interest Earned 1,353.41 Million
in Dec 2004Figures in Million
YoY Growth in year ended Dec 2004 is 19.74% vs -32.68% in Dec 2003
Profit And Loss - Operating Profit (PBDIT)
Operating Profit (PBDIT) 125.69 Million
in Dec 2004Figures in Million
YoY Growth in year ended Dec 2004 is 65.26% vs -34.06% in Dec 2003
Profit And Loss - Profit After Tax
Profit After Tax -258.58 Million
in Dec 2004Figures in Million
YoY Growth in year ended Dec 2004 is -1,990.63% vs 104.03% in Dec 2003






