Results Snapshot
Figures in Million
Standalone - Profit And Loss Results
Dec'05
Dec'04
Dec'03
Dec'02
Dec'01
Dec'00
I. INCOME
No of Months
12
12
12
12
12
12
Interest Earned
552.00
535.00
570.00
657.00
707.00
677.00
Other Income
243.00
215.00
185.00
153.00
111.00
129.00
Total Income
796.00
751.00
755.00
811.00
818.00
807.00
II. EXPENDITURE (Ex Depriciation)
Interest Expended
249.00
264.00
286.00
377.00
457.00
440.00
Operating Expenses
294.00
288.00
300.00
285.00
231.00
212.00
Operating Profit (PBDIT)
253.00
199.00
169.00
149.00
130.00
155.00
Provisions and Contingencies
0.00
0.00
0.00
0.00
0.00
0.00
Profit Before Tax
210.00
150.00
137.00
127.00
112.00
114.00
Taxes
41.00
35.00
32.00
28.00
19.00
25.00
Total
0.00
0.00
0.00
0.00
0.00
0.00
III. Profit & Loss
Profit After Tax
168.00
114.00
104.00
99.00
92.00
88.00
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
Profit brought forward
0.00
0.00
0.00
0.00
0.00
0.00
Adjusted Net Profit
0.00
0.00
0.00
0.00
0.00
0.00
Total Profit & Loss
168.00
114.00
104.00
99.00
92.00
88.00
Appropriations
0.00
0.00
0.00
0.00
0.00
0.00
Equity Dividend (%)
Earnings Per Share
30.88
22.83
20.93
19.80
18.54
17.77
Profit And Loss Analysis Highlights
Interest Earned
YoY Growth in year ended Dec 2005 is 3.21% vs -6.09% in Dec 2004
Operating Profit (PBDIT)
YoY Growth in year ended Dec 2005 is 27.39% vs 17.15% in Dec 2004
Profit After Tax
YoY Growth in year ended Dec 2005 is 46.50% vs 9.74% in Dec 2004
Compare Profit and Loss Results of St. Galler Kantonalbank AG
Figures in Million
consolidated - Profit And Loss Results
Change(CHF)
Change(%)
No of Months
12
12
I. INCOME
Interest Earned
805.00
1,010.00
-205.00
-20.30%
Other Income
241.00
225.00
16.00
7.11%
Total Income
1,053.00
1,277.00
-224.00
-17.54%
II. EXPENDITURE (Ex Depriciation)
Interest Expended
453.00
549.00
-96.00
-17.49%
Operating Expenses
0.00
0.00
0.00
0%
Operating Profit (PBDIT)
0.00
0.00
0.00
0%
Provisions and Contingencies
0.00
0.00
0.00
0%
Profit Before Tax
253.00
324.00
-71.00
-21.91%
Taxes
38.00
37.00
1.00
2.70%
Total
0.00
0.00
0.00
0%
III. Profit & Loss
Profit After Tax
215.00
286.00
-71.00
-24.83%
Extraordinary Items
0.00
0.00
0.00
0%
Profit brought forward
0.00
0.00
0.00
0%
Adjusted Net Profit
0.00
0.00
0.00
0%
Total Profit & Loss
215.00
286.00
-71.00
-24.83%
Appropriations
0.00
0.00
0.00
0%
Equity Dividend (%)
0%
0%
0.00%
Earnings Per Share
35.9464
5.8107
30.14
518.62%
Profit And Loss - Interest Earned
Interest Earned 552.85 Million
in Dec 2005Figures in Million
YoY Growth in year ended Dec 2005 is 3.21% vs -6.09% in Dec 2004
Profit And Loss - Operating Profit (PBDIT)
Operating Profit (PBDIT) 251.65 Million
in Dec 2005Figures in Million
YoY Growth in year ended Dec 2005 is 27.39% vs 17.15% in Dec 2004
Profit And Loss - Profit After Tax
Profit After Tax 168.30 Million
in Dec 2005Figures in Million
YoY Growth in year ended Dec 2005 is 46.50% vs 9.74% in Dec 2004






