Results Snapshot
Figures in Million
Standalone - Profit And Loss Results
Mar'06
Mar'05
Mar'04
Mar'03
Mar'02
Mar'01
I. INCOME
No of Months
12
12
12
12
12
12
Interest Earned
32,644.00
33,097.00
34,785.00
37,082.00
38,348.00
42,139.00
Other Income
12,113.00
9,793.00
18,960.00
12,510.00
7,996.00
14,508.00
Total Income
44,757.00
42,890.00
53,745.00
49,592.00
46,344.00
56,647.00
II. EXPENDITURE (Ex Depriciation)
Interest Expended
2,366.00
1,467.00
1,447.00
2,384.00
3,989.00
6,815.00
Operating Expenses
30,040.00
28,685.00
31,781.00
31,453.00
31,681.00
31,830.00
Operating Profit (PBDIT)
12,351.00
12,738.00
20,517.00
15,755.00
10,674.00
18,002.00
Provisions and Contingencies
0.00
0.00
0.00
0.00
0.00
0.00
Profit Before Tax
9,278.00
8,511.00
-13,184.00
3,846.00
-28,600.00
2,438.00
Taxes
4,654.00
3,403.00
3,966.00
2,327.00
-12,070.00
1,171.00
Total
0.00
0.00
0.00
0.00
0.00
0.00
III. Profit & Loss
Profit After Tax
4,624.00
5,108.00
-17,150.00
1,519.00
-16,530.00
1,267.00
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
Profit brought forward
0.00
0.00
0.00
0.00
0.00
0.00
Adjusted Net Profit
0.00
0.00
0.00
0.00
0.00
0.00
Total Profit & Loss
4,624.00
5,108.00
-17,150.00
1,519.00
-16,530.00
1,267.00
Appropriations
0.00
0.00
0.00
0.00
0.00
0.00
Equity Dividend (%)
Earnings Per Share
260.52
283.60
-1,006.21
77.30
-963.51
64.01
Profit And Loss Analysis Highlights
Interest Earned
YoY Growth in year ended Mar 2006 is -1.37% vs -4.85% in Mar 2005
Operating Profit (PBDIT)
YoY Growth in year ended Mar 2006 is -3.04% vs -37.91% in Mar 2005
Profit After Tax
YoY Growth in year ended Mar 2006 is -9.48% vs 129.78% in Mar 2005
Compare Profit and Loss Results of The Bank of Saga Ltd.
Figures in Million
consolidated - Profit And Loss Results
Change(JPY)
Change(%)
No of Months
12
12
I. INCOME
Interest Earned
32,059.00
29,430.00
2,629.00
8.93%
Other Income
22,095.00
14,261.00
7,834.00
54.93%
Total Income
63,253.00
57,845.00
5,408.00
9.35%
II. EXPENDITURE (Ex Depriciation)
Interest Expended
3,761.00
2,871.00
890.00
31.00%
Operating Expenses
0.00
0.00
0.00
0%
Operating Profit (PBDIT)
0.00
0.00
0.00
0%
Provisions and Contingencies
0.00
0.00
0.00
0%
Profit Before Tax
10,462.00
9,028.00
1,434.00
15.88%
Taxes
2,965.00
3,353.00
-388.00
-11.57%
Total
0.00
0.00
0.00
0%
III. Profit & Loss
Profit After Tax
7,496.00
5,662.00
1,834.00
32.39%
Extraordinary Items
0.00
0.00
0.00
0%
Profit brought forward
0.00
0.00
0.00
0%
Adjusted Net Profit
0.00
0.00
0.00
0%
Total Profit & Loss
7,496.00
5,662.00
1,834.00
32.39%
Appropriations
0.00
0.00
0.00
0%
Equity Dividend (%)
0%
0%
0.00%
Earnings Per Share
441.2665
320.3566
120.91
37.74%
Profit And Loss - Interest Earned
Interest Earned 32,644.00 Million
in Mar 2006Figures in Million
YoY Growth in year ended Mar 2006 is -1.37% vs -4.85% in Mar 2005
Profit And Loss - Operating Profit (PBDIT)
Operating Profit (PBDIT) 12,351.00 Million
in Mar 2006Figures in Million
YoY Growth in year ended Mar 2006 is -3.04% vs -37.91% in Mar 2005
Profit And Loss - Profit After Tax
Profit After Tax 4,624.00 Million
in Mar 2006Figures in Million
YoY Growth in year ended Mar 2006 is -9.48% vs 129.78% in Mar 2005






