Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
8.69%
0%
8.69%
6 Months
18.62%
0%
18.62%
1 Year
82.32%
0%
82.32%
2 Years
30.73%
0%
30.73%
3 Years
24.29%
0%
24.29%
4 Years
51.59%
0%
51.59%
5 Years
32.22%
0%
32.22%
Heartland Financial USA, Inc. for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
14.03%
EBIT Growth (5y)
2.51%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
22.08%
Pledged Shares
0
Institutional Holding
93.05%
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
15
Industry P/E
Price to Book Value
1.33
EV to EBIT
12.46
EV to EBITDA
11.67
EV to Capital Employed
1.35
EV to Sales
2.72
PEG Ratio
0.15
Dividend Yield
1.38%
ROCE (Latest)
10.81%
ROE (Latest)
8.65%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
Bullish
OBV
Mildly Bullish
Mildly Bearish
Shareholding Snapshot : Dec 2024
Shareholding Compare (%holding) 
Majority shareholders
Domestic Funds
Domestic Funds
Held in 65 Schemes (37.99%)
Foreign Institutions
Held by 86 Foreign Institutions (8.77%)
Strategic Entities with highest holding
Highest Public shareholder
About Heartland Financial USA, Inc. 
Heartland Financial USA, Inc.
Regional Banks
Heartland Financial USA, Inc. (Heartland) is a diversified financial services company engaged in providing banking, mortgage, private client, investment, treasury management, card services, insurance, and consumer finance services to individuals and businesses. Its segments include community and other banking, and retail mortgage banking. Its community and other banking segment is engaged in making loans to, and generating deposits from, individuals and businesses in the markets where Heartland has banks. Its retail mortgage banking segment is engaged in the origination of residential loans and subsequent sale of those loans to investors. The Company conducts its community banking business through independently chartered community banks (collectively, the Bank Subsidiaries). Its securities portfolio consists of United States Government corporations and agencies, mortgage-backed securities and other securities. Its loans include commercial, commercial real estate and consumer loans.
Company Coordinates 
Company Details
1398 CENTRAL AVE , DUBUQUE IA : 52001-5021
Registrar Details






