Employers Holdings, Inc. (EIG) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

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Horace Mann Educators Corp.

Employers Holdings, Inc.

Kemper Corp.

Why is Employers Holdings, Inc. ?

Poor long term growth as Operating profit has grown by an annual rate of 0%

NET PROFIT(HY) At USD 42.5 MM has Grown at -29.17%
ROCE(HY) Lowest at 9.6%

Below par performance in long term as well as near term

Along with generating -20.79% returns in the last 1 year, the stock has also underperformed S&P 500 in the last 3 years, 1 year and 3 months

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Employers Holdings, Inc. for you?

Low Risk, Low Return

Absolute

Risk Adjusted

Volatility

Employers Holdings, Inc.

20.21%

0.01

24.85%

S&P 500

22.36%

0.70

20.15%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

3.84%

EBIT Growth (5y)

EBIT to Interest (avg)

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

19.01%

Dividend Payout Ratio

274.45%

Pledged Shares

Institutional Holding

95.69%

ROCE (avg)

ROE (avg)

10.76%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

184

Industry P/E

Price to Book Value

2.08

EV to EBIT

EV to EBITDA

162.89

EV to Capital Employed

2.30

EV to Sales

2.12

PEG Ratio

Dividend Yield

1.55%

ROCE (Latest)

ROE (Latest)

1.13%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

Bearish

RSI

No Signal

Bollinger Bands

Bearish

Mildly Bearish

Moving Averages

Mildly Bearish (Daily)

KST

Bearish

Dow Theory

Mildly Bullish

Mildly Bearish

OBV

No Trend

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

7What is working for the Company

NET PROFIT(HY)

Higher at USD 39.3 MM

DIVIDEND PER SHARE(HY)

Highest at USD 0

RAW MATERIAL COST(Y)

Fallen by 0% (YoY

OPERATING PROFIT MARGIN(Q)

Highest at 16.35 %

EPS(Q)

Highest at USD 1.59

-20What is not working for the Company

NET PROFIT(9M)

At USD 15.9 MM has Grown at -77.54%

OPERATING CASH FLOW(Y)

Lowest at USD 22 MM

ROCE(HY)

Lowest at 0.78%

DEBT-EQUITY RATIO (HY)

Highest at 1.76 %

INTEREST(Q)

Highest at USD 1.3 MM

Here's what is working for Employers Holdings, Inc.

Net Profit

Higher at USD 39.3 MM

than preceding 12 month period ended Jun 2026

MOJO Watch

In the half year the company has already crossed Net Profit of the previous twelve months

Net Profit (USD MM)

Dividend per share

Highest at USD 0 and Grown

In each year in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (USD)

Operating Profit Margin

Highest at 16.35 %

in the last five periods

MOJO Watch

Company's profit margin has improved

Operating Profit to Sales

EPS

Highest at USD 1.59

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (USD)

Raw Material Cost

Fallen by 0% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for Employers Holdings, Inc.

Interest

At USD 1.3 MM has Grown at 18.18%

period on period (QoQ)

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (USD MM)

Operating Cash Flow

Lowest at USD 22 MM

in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (USD MM)

Interest

Highest at USD 1.3 MM

in the last five periods and Increased by 18.18% (QoQ)

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (USD MM)

Debt-Equity Ratio

Highest at 1.76 %

in the last five Semi-Annual periods

MOJO Watch

The company is borrowing more to fund its operations; it's liquidity situation may be stressed

Debt-Equity Ratio