Employers Holdings, Inc. (EIG) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

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Employers Holdings, Inc.

Why is Employers Holdings, Inc. ?

Poor long term growth as Operating profit has grown by an annual rate of 0%

NET PROFIT(HY) At USD 42.5 MM has Grown at -29.17%
ROCE(HY) Lowest at 9.6%

Below par performance in long term as well as near term

Along with generating -20.79% returns in the last 1 year, the stock has also underperformed S&P 500 in the last 3 years, 1 year and 3 months

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Employers Holdings, Inc. for you?

Low Risk, Low Return

Absolute

Risk Adjusted

Volatility

Employers Holdings, Inc.

-19.78%

0.01

24.85%

S&P 500

13.68%

0.70

20.15%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

3.83%

EBIT Growth (5y)

EBIT to Interest (avg)

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

19.01%

Dividend Payout Ratio

274.45%

Pledged Shares

Institutional Holding

82.90%

ROCE (avg)

ROE (avg)

10.76%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

180

Industry P/E

Price to Book Value

2.04

EV to EBIT

EV to EBITDA

175.35

EV to Capital Employed

2.20

EV to Sales

2.12

PEG Ratio

Dividend Yield

1.58%

ROCE (Latest)

ROE (Latest)

1.13%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Bearish

Moving Averages

Bearish (Daily)

KST

Mildly Bearish

Bearish

Dow Theory

Mildly Bullish

No Trend

OBV

No Trend

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

3What is working for the Company

DIVIDEND PER SHARE(HY)

Highest at USD 0

RAW MATERIAL COST(Y)

Fallen by 0% (YoY

-35What is not working for the Company

INTEREST(HY)

At USD 0.4 MM has Grown at 300%

OPERATING CASH FLOW(Y)

Lowest at USD 44 MM

ROCE(HY)

Lowest at 1.07%

DIVIDEND PAYOUT RATIO(Y)

Lowest at 0%

NET SALES(Q)

Lowest at USD 170.2 MM

OPERATING PROFIT(Q)

Lowest at USD -29.8 MM

OPERATING PROFIT MARGIN(Q)

Lowest at -17.51 %

PRE-TAX PROFIT(Q)

Lowest at USD -29.7 MM

NET PROFIT(Q)

Lowest at USD -23.4 MM

EPS(Q)

Lowest at USD -1.06

Here's what is working for Employers Holdings, Inc.

Dividend per share

Highest at USD 0 and Grown

In each year in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (USD)

Raw Material Cost

Fallen by 0% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for Employers Holdings, Inc.

Interest

At USD 0.4 MM has Grown at 300%

over previous Semi-Annual period

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (USD MM)

Pre-Tax Profit

At USD -29.7 MM has Fallen at -185.59%

Year on Year (YoY)

MOJO Watch

Near term Pre-Tax Profit trend is very negative

Pre-Tax Profit (USD MM)

Net Profit

At USD -23.4 MM has Fallen at -182.69%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is very negative

Net Profit (USD MM)

Net Sales

At USD 170.2 MM has Fallen at -21.42%

Year on Year (YoY)

MOJO Watch

Near term sales trend is very negative

Net Sales (USD MM)

Operating Cash Flow

Lowest at USD 44 MM

in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (USD MM)

Net Sales

Lowest at USD 170.2 MM

in the last five periods

MOJO Watch

Near term sales trend is negative

Net Sales (USD MM)

Operating Profit

Lowest at USD -29.8 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is negative

Operating Profit (USD MM)

Operating Profit Margin

Lowest at -17.51 %

in the last five periods

MOJO Watch

Company's profit margin has deteriorated

Operating Profit to Sales

Pre-Tax Profit

Lowest at USD -29.7 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is negative

Pre-Tax Profit (USD MM)

Net Profit

Lowest at USD -23.4 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is negative

Net Profit (USD MM)

EPS

Lowest at USD -1.06

in the last five periods

MOJO Watch

Declining profitability; company has created lower earnings for shareholders

EPS (USD)

Dividend Payout Ratio

Lowest at 0%

in the last five years

MOJO Watch

Company is distributing lower proportion of profits generated as dividend

DPR (%)