Mibanco - Banco de la Micro Empresa SA (MIBANC1) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

Banco BBVA Perú SA

Scotiabank Peru SA

Mibanco - Banco de la Micro Empresa SA

Why is Mibanco - Banco de la Micro Empresa SA ?

Unrated Stock - No Analysis Available

Real-Time Research Report

Verdict Report

No Data Found

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

3.85%

EBIT Growth (5y)

-0.38%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.34

EV to EBIT

6.06

EV to EBITDA

9.48

EV to Capital Employed

1.17

EV to Sales

1.98

PEG Ratio

Dividend Yield

ROCE (Latest)

19.39%

ROE (Latest)

11.10%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

RSI

No Signal

Bollinger Bands

Sideways

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bullish

Mildly Bearish

Dow Theory

No Trend

OBV

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

Not enough Data to analyse Financial Trend

Here's what is working for Mibanco - Banco de la Micro Empresa SA

Depreciation

Highest at PEN 13.94 MM

in the last five periods

MOJO Watch

The expenditure on assets done by the company may have gone into operation

Depreciation (PEN MM)

Here's what is not working for Mibanco - Banco de la Micro Empresa SA

Pre-Tax Profit

At PEN 52.13 MM has Fallen at -34.69%

over average net sales of the previous four periods of PEN 79.82 MM

MOJO Watch

Near term Pre-Tax Profit trend is very negative

Pre-Tax Profit (PEN MM)

Net Profit

At PEN 135.86 MM has Grown at -22.93%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is negative

Net Profit (PEN MM)

Interest

At PEN 681.89 MM has Grown at 44.7%

over previous Semi-Annual period

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (PEN MM)

Operating Cash Flow

Lowest at PEN -1,031.94 MM

in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (PEN MM)

Operating Profit

Lowest at PEN 41.95 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is negative

Operating Profit (PEN MM)

Operating Profit Margin

Lowest at 5.23 %

in the last five periods

MOJO Watch

Company's profit margin has deteriorated

Operating Profit to Sales

Pre-Tax Profit

Lowest at PEN 52.13 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is negative

Pre-Tax Profit (PEN MM)

Credit Deposit Ratio

Lowest at 138.53%

in the last four Semi-Annual periods

MOJO Watch

Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets

Credit Deposit Ratio (%)