How much should you buy?
- Overall Portfolio exposure to VWF Bancorp, Inc. should be less than 10%
- Overall Portfolio exposure to Savings Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Savings Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
No Data Found
Quality key factors
Factor
Value
Sales Growth (5y)
78.57%
EBIT Growth (5y)
2.28%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
0.63
EV to EBIT
-6.53
EV to EBITDA
-7.24
EV to Capital Employed
0.70
EV to Sales
1.60
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
-10.78%
ROE (Latest)
-9.49%
Technical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Sideways
Moving Averages
Bullish (Daily)
KST
Mildly Bullish
Dow Theory
No Trend
Mildly Bullish
OBV
Mildly Bullish
Mildly Bullish
Technical Movement
27What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD -0.52 MM
NET SALES(HY)
At USD 11.59 MM has Grown at 32.31%
ROCE(HY)
Highest at -0.02%
PRE-TAX PROFIT(Q)
Highest at USD 0.23 MM
NET PROFIT(Q)
Highest at USD 0.24 MM
CREDIT DEPOSIT RATIO(HY)
Highest at 63.37%
EPS(Q)
Highest at USD 0.13
-4What is not working for the Company
INTEREST(9M)
At USD 9.81 MM has Grown at 30.89%
ROCE(HY)
Lowest at -0.02%
Here's what is working for VWF Bancorp, Inc.
Pre-Tax Profit
Highest at USD 0.23 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Pre-Tax Profit
At USD 0.23 MM has Grown at 128.12%
over average net sales of the previous four periods of USD -0.81 MMMOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 0.24 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Net Profit
At USD 0.24 MM has Grown at 136.71%
over average net sales of the previous four periods of USD -0.65 MMMOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Net Sales
At USD 11.59 MM has Grown at 32.31%
Year on Year (YoY)MOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Operating Cash Flow
Highest at USD -0.52 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
EPS
Highest at USD 0.13
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Credit Deposit Ratio
Highest at 63.37%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Here's what is not working for VWF Bancorp, Inc.
Interest
At USD 9.81 MM has Grown at 30.89%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (USD MM)






