Classic Leasing

Why is Classic Leasing & Finance Ltd falling/rising?

As of 20-Jun, Classic Leasing & Finance Ltd's stock is experiencing a decline of 3.36% after a trend reversal, despite a strong year-to-date increase of 31.06%. The stock opened significantly lower and underperformed its sector today, although it remains above its moving averages, indicating a positive long-term trend.

As of 20-Jun, Classic Leasing & Finance Ltd's stock price is currently falling, with a change of -1.93, representing a decrease of 3.36%. This decline follows a trend reversal after three consecutive days of gains. The stock opened the day with a significant loss of 4.35% and reached an intraday low of Rs 54.67, which is a drop of 4.92%. Although the stock did touch a new 52-week high of Rs 59.19 earlier in the day, it ultimately underperformed its sector by 3.65%. <BR><BR>Despite the current decline, it's worth noting that the stock has shown strong performance over longer periods, with a year-to-date increase of 31.06% and a remarkable 106.58% rise over the past year. Additionally, the stock is trading above its moving averages across various time frames, indicating a generally positive long-term trend. However, the immediate factors contributing to the current price drop include the opening gap down and the stock's performance relative to the sector today.

Which are the latest news on Classic Leasing?

What does Classic Leasing do?

Classic Leasing & Finance Ltd is an Indian NBFC focused on providing loans and investing in shares and securities, with a market cap of INR 16 Cr and recent net sales and profit of 0 Cr as of March 2026. The company has a P/E ratio of 15.00 and a negative return on equity of -31.82%.

Overview: <BR>Classic Leasing & Finance Ltd is a leading Indian Non-Banking Finance Company (NBFC) operating in the micro-cap market, primarily engaged in fund-based activities such as providing loans and advances, and investing in shares and securities.<BR><BR>History: <BR>Incorporated in April 1984, Classic Leasing & Finance Ltd is a registered NBFC with The Reserve Bank of India (RBI). The latest quarterly results reported net sales and net profit of 0 Cr for the period ending March 2026.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 0 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: 0 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 16 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 15.00 <BR>Industry P/E: 24 <BR>Dividend Yield: 0.00% <BR>Debt Equity: -2.81 <BR>Return on Equity: -31.82% <BR>Price to Book: -4.68 <BR><BR>Contact Details: <BR>Address: 16-A Everest House, 46C Jawaharlal Nehru Road Kolkata West Bengal : 700071 <BR>Tel: 91-033-22883104 <BR>Email: classicleasingnfinance@gmail.com <BR>Website: http://www.classicleasing.net

How big is Classic Leasing?

As of 10th June, Classic Leasing & Finance Ltd has a market capitalization of 16.00 Cr, with recent net sales of 1.14 Cr and a net profit of 1.12 Cr. The latest balance sheet shows shareholder's funds at a loss of 4.64 Cr and total assets valued at 3.58 Cr.

As of 10th June, Classic Leasing & Finance Ltd has a market capitalization of 16.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest 4 quarters, the company reported Net Sales of 1.14 Cr and a Net Profit of 1.12 Cr.<BR><BR>The latest annual period for the balance sheet is March 2024, showing Shareholder's Funds at a loss of 4.64 Cr and Total Assets valued at 3.58 Cr.

Who are in the management team of Classic Leasing?

The management team of Classic Leasing consists of Prabir Ghosh (Director), Chandra Shekhar Sony (Managing Director), and Minu Datta (Director).

The management team of Classic Leasing includes the following individuals:<BR><BR>1. Prabir Ghosh - Director<BR>2. Chandra Shekhar Sony - Managing Director<BR>3. Minu Datta - Director<BR><BR>If you need more details about their roles or the company's operations, feel free to ask!

Who are the peers of the Classic Leasing?

Classic Leasing's peers include G K Consultants, Prism Finance, Bharat Bhushan, Rita Finance, Gilada Finance, Munoth Fin.Serv., Moongipa Capital, Epuja Spiritech, and Market Creators. Classic Leasing outperforms its peers with a 1-year return of 104.01%, while Bharat Bhushan has the lowest return at -36.51%.

Peers: The peers of Classic Leasing are G K Consultants, Prism Finance, Bharat Bhushan, Rita Finance and, Gilada Finance, Munoth Fin.Serv., Moongipa Capital, Epuja Spiritech, and Market Creators.<BR><BR>Quality Snapshot: Excellent management risk is observed at G K Consultants, Prism Finance, Rita Finance and, Gilada Finance, Munoth Fin.Serv., Moongipa Capital, Epuja Spiritech, and Market Creators, while Average management risk is found at Moongipa Capital. Below Average management risk is noted at G K Consultants, Prism Finance, Rita Finance and, Gilada Finance, Munoth Fin.Serv., Epuja Spiritech, and Market Creators. Bharat Bhushan does not qualify in management risk. Growth is classified as Good at Gilada Finance and Moongipa Capital, Below Average at G K Consultants, Prism Finance, Rita Finance and, Munoth Fin.Serv., Epuja Spiritech, and Market Creators, while Bharat Bhushan does not qualify. Capital Structure is Excellent at G K Consultants, Prism Finance, Rita Finance and, Gilada Finance, Munoth Fin.Serv., Moongipa Capital, Epuja Spiritech, and Market Creators, while Bharat Bhushan and Classic Leasing do not qualify.<BR><BR>Return Snapshot: Classic Leasing has the highest 1-year return at 104.01%, while Bharat Bhushan has the lowest at -36.51%. Classic Leasing's return significantly outperforms all peers. Additionally, Munoth Fin.Serv. and Epuja Spiritech have negative six-month returns.

Are Classic Leasing & Finance Ltd latest results good or bad?

Classic Leasing & Finance Ltd's latest results show strong revenue and profit growth, with a net profit increase of 76.92% quarter-on-quarter and 475.00% year-on-year. However, the company faces significant financial instability, including negative shareholder equity and a working capital deficit, indicating substantial risks for investors.

Classic Leasing & Finance Ltd's latest results present a mixed picture. On one hand, the company has shown significant improvements in its financial performance for Q4 FY26, with a net profit of ₹0.46 crores, reflecting a remarkable 76.92% increase quarter-on-quarter and an impressive 475.00% increase year-on-year. Additionally, revenue grew by 84.00% both quarter-on-quarter and year-on-year, indicating a strong operational turnaround after a prolonged period of dormancy.<BR><BR>The operating margin also improved to 89.13%, which is a positive sign of enhanced operational efficiency. However, despite these encouraging topline metrics, the company's balance sheet raises serious concerns. It has a negative shareholder equity of ₹-4.64 crores and a book value per share of ₹-15.48, indicating technical insolvency. The current liabilities of ₹8.22 crores far exceed current assets of ₹0.78 crores, leading to a significant working capital deficit.<BR><BR>In summary, while the recent operational results are promising, the underlying financial instability and negative net worth present substantial risks. Investors should approach the company with caution, considering both the positive trends in revenue and profit alongside the critical balance sheet issues.

Should I buy, sell or hold Classic Leasing & Finance Ltd?

When is the next results date for Classic Leasing & Finance Ltd?

The next results date for Classic Leasing & Finance Ltd is 27 May 2026.

The next results date for Classic Leasing & Finance Ltd is scheduled for 27 May 2026.

Is Classic Leasing overvalued or undervalued?

As of December 4, 2025, Classic Leasing is considered undervalued and attractive, with a PE Ratio of 19.53, an EV to EBIT of 22.08, and a year-to-date return of 47.69%, outperforming the Sensex, and showing favorable comparisons to peers like Bajaj Finance and Bajaj Finserv.

As of 4 December 2025, Classic Leasing has moved from a grade of risky to attractive, indicating a significant improvement in its valuation outlook. The company is currently considered undervalued, particularly in comparison to its peers. Key ratios include a PE Ratio of 19.53, an EV to EBIT of 22.08, and a PEG Ratio of 0.32, which suggests that the stock may be priced favorably relative to its growth potential.<BR><BR>In terms of peer comparison, Classic Leasing's PE Ratio of 19.53 is notably lower than that of Bajaj Finance, which stands at 34.9, and is also more favorable than Bajaj Finserv's PE of 33.78. Additionally, while Classic Leasing's EV to EBITDA is 22.08, it is comparable to the industry but still offers a more attractive valuation than many of its peers. Recent stock performance shows that Classic Leasing has outperformed the Sensex year-to-date with a return of 47.69% compared to the Sensex's 9.12%, reinforcing the notion that the stock is undervalued in the current market.

How has been the historical performance of Classic Leasing?

Classic Leasing has shown significant improvement in net sales and profitability, with net sales rising from 0.09 Cr in March 2019 to 0.69 Cr in March 2025, and operating profit turning positive at 40.58% in March 2025. However, the company still faces challenges with negative reserves of -7.18 Cr.

Answer:<BR>The historical performance of Classic Leasing shows a significant improvement in net sales and profitability over the years, particularly in the most recent fiscal year ending March 2025.<BR><BR>Breakdown:<BR>Classic Leasing's net sales have increased from 0.09 Cr in March 2019 to 0.69 Cr in March 2025, indicating a strong upward trend. Other operating income fluctuated, peaking at 0.23 Cr in March 2024 but dropping to zero in March 2025. Total operating income rose significantly to 0.69 Cr in March 2025 from just 0.09 Cr in March 2019. The total expenditure, excluding depreciation, was 0.41 Cr in March 2025, slightly down from 0.44 Cr in March 2024. Operating profit, excluding other income, improved to 0.28 Cr in March 2025 from a loss of 0.15 Cr in March 2023. The overall operating profit margin turned positive at 40.58% in March 2025, compared to negative margins in previous years. Profit before tax also showed a positive trend, reaching 0.46 Cr in March 2025, while profit after tax was 0.46 Cr, a substantial recovery from a loss of 7.80 Cr in March 2022. The company's reserves, however, remained negative at -7.18 Cr in March 2025. The book value per share adjusted to -15.48 in March 2024, reflecting ongoing financial challenges despite recent profitability. Overall, Classic Leasing's financial performance has shown marked improvement, particularly in sales and profitability metrics, while still facing issues with reserves and equity.

Who are the top shareholders of the Classic Leasing?

The top shareholders of Classic Leasing are Urvee Investment Pvt Ltd with 14.67%, Ridhi Credit Capital Pvt Ltd with 10.17%, and individual investors holding a total of 34.13%. There are no institutional holdings or pledged promoter shares.

The top shareholders of Classic Leasing include Urvee Investment Pvt Ltd, which holds the highest promoter stake at 14.67%. The highest public shareholder is Ridhi Credit Capital Pvt Ltd, with a holding of 10.17%. Additionally, individual investors collectively hold 34.13% of the company. There are no institutional holdings or pledged promoter shares reported.

What is the technical trend for Classic Leasing?

As of April 29, 2025, Classic Leasing's technical trend is mildly bullish, supported by monthly indicators, but caution is advised due to bearish signals in the weekly MACD and KST.

As of 29 April 2025, the technical trend for Classic Leasing has changed from bullish to mildly bullish. The weekly MACD and KST indicators are both mildly bearish, while the monthly KST shows bullish momentum. The daily moving averages indicate a mildly bullish stance, contrasting with the weekly Dow Theory, which is mildly bearish. The Bollinger Bands on a monthly basis are mildly bullish, suggesting some upward potential. Overall, the current technical stance is mildly bullish, but the presence of bearish signals in the weekly indicators indicates caution.

Has Classic Leasing declared dividend?

No Dividend History Available